Horizon Technology Finance (HRZN)vsJPMorgan Chase & Co (JPM)
HRZN
Horizon Technology Finance
$5.01
-1.96%
FINANCIAL SERVICES · Cap: $311.04M
JPM
JPMorgan Chase & Co
$362.84
-0.07%
FINANCIAL SERVICES · Cap: $916.31B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 193776% more annual revenue ($186.33B vs $96.11M). JPM leads profitability with a 34.9% profit margin vs 5.3%. JPM appears more attractively valued with a PEG of 1.72. JPM earns a higher WallStSmart Score of 81/100 (A-).
HRZN
Buy58
out of 100
Grade: C
JPM
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 79.4%
Earnings expanding 241.7% YoY
Attractively priced relative to earnings
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
2.1% revenue growth
Smaller company, higher risk/reward
ROE of 6.5% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HRZN
The strongest argument for HRZN centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bear Case : HRZN
The primary concerns for HRZN are PEG Ratio, Revenue Growth, Market Cap.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Key Dynamics to Monitor
HRZN profiles as a value stock while JPM is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 0.98 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
HRZN generates stronger free cash flow (81M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (81/100 vs 58/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Horizon Technology Finance
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Horizon Technology Finance (HRZN) is a leading specialty finance company dedicated to providing structured debt solutions to growth-stage, venture capital-backed businesses across the technology, life sciences, and sustainability sectors. The firm offers tailored financing options, encompassing both debt capital and equity co-investments, which empower its clients to enhance growth and foster innovation. HRZN's disciplined investment strategy is designed to identify and leverage high-quality opportunities that yield strong risk-adjusted returns, solidifying its position as a key player in advancing technology and sustainability within an ever-evolving market.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
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