HSBC Holdings PLC ADR (HSBC)vsING Group NV ADR (ING)
HSBC
HSBC Holdings PLC ADR
$81.21
+2.45%
FINANCIAL SERVICES · Cap: $264.52B
ING
ING Group NV ADR
$25.75
+2.39%
FINANCIAL SERVICES · Cap: $73.59B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 158% more annual revenue ($63.22B vs $24.46B). HSBC leads profitability with a 35.2% profit margin vs 34.0%. HSBC appears more attractively valued with a PEG of 1.02. ING earns a higher WallStSmart Score of 81/100 (A-).
HSBC
Strong Buy77
out of 100
Grade: B+
ING
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+68.7%
Fair Value
$280.80
Current Price
$81.21
$199.59 discount
Margin of Safety
+73.5%
Fair Value
$113.72
Current Price
$25.75
$87.97 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 55.2%
Revenue surging 58.4% year-over-year
Attractively priced relative to earnings
Earnings expanding 24.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 62.8%
Revenue surging 118.2% year-over-year
Large-cap with strong market position
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.2% and operating margin at 55.2%. Revenue growth of 58.4% demonstrates continued momentum.
Bull Case : ING
The strongest argument for ING centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.0% and operating margin at 62.8%. Revenue growth of 118.2% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.79 is elevated, increasing financial risk.
Bear Case : ING
The primary concerns for ING are Piotroski F-Score, Debt/Equity. Debt-to-equity of 3.41 is elevated, increasing financial risk.
Key Dynamics to Monitor
ING carries more volatility with a beta of 0.85 — expect wider price swings.
ING is growing revenue faster at 118.2% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ING scores higher overall (81/100 vs 77/100), backed by strong 34.0% margins and 118.2% revenue growth. HSBC offers better value entry with a 68.7% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
ING Group NV ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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