ING Group NV ADR (ING) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
ING Group NV ADR stock (ING) is currently trading at $25.75. ING Group NV ADR PE ratio is 10.35. ING Group NV ADR PS ratio (Price-to-Sales) is 3.01. Analyst consensus price target for ING is $28.95. WallStSmart rates ING as Buy.
- ING PE ratio analysis and historical PE chart
- ING PS ratio (Price-to-Sales) history and trend
- ING intrinsic value — DCF, Graham Number, EPV models
- ING stock price prediction 2025 2026 2027 2028 2029 2030
- ING fair value vs current price
- ING insider transactions and insider buying
- Is ING undervalued or overvalued?
- ING Group NV ADR financial analysis — revenue, earnings, cash flow
- ING Piotroski F-Score and Altman Z-Score
- ING analyst price target and Smart Rating
ING Group NV ADR
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ING Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · ING Group NV ADR (ING)
ING trades at a significant discount to its Graham intrinsic value of $113.72, offering a 73% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
ING Group NV ADR (ING) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, peg ratio, operating margin. Concerns around institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.
ING Group NV ADR (ING) Key Strengths (8)
Keeps $63 of every $100 in revenue after operating costs
Revenue surging 118.20% year-over-year
Earnings per share surging 3978.00% year-over-year
Keeps $34 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Good growth relative to its price
Trading at 1.27x book value, attractively priced
Solid profitability: $16 profit per $100 equity
Supporting Valuation Data
ING Group NV ADR (ING) Areas to Watch (2)
Very low institutional interest at 5.86%
Revenue is fairly priced at 3.01x sales
Supporting Valuation Data
ING Group NV ADR (ING) Detailed Analysis Report
Overall Assessment
This company scores 81/100 in our Smart Analysis, earning a A- grade. Out of 10 metrics analyzed, 8 register as strengths (avg 9.0/10) while 2 fall into concern territory (avg 4.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Revenue Growth, EPS Growth. Valuation metrics including PEG Ratio (1.45), Price/Book (1.27) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 15.80%, Operating Margin at 62.80%, Profit Margin at 34.00%. Growth metrics are encouraging with Revenue Growth at 118.20%, EPS Growth at 3978.00%.
The Bear Case
The primary concerns are Institutional Own., Price/Sales. Some valuation metrics including Price/Sales (3.01) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Institutional Own. improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 15.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 118.20% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Revenue Growth makes a compelling case at current levels. The key risk is Institutional Own., but the overall fundamental picture is positive with a clear path to maintaining or improving the current A- grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ING Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ING's Price-to-Sales ratio of 3.01x trades 141% above its historical average of 1.25x (84th percentile), historically expensive. The current valuation is 35% below its historical high of 4.62x set in Jan 2018, and 4199% above its historical low of 0.07x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for ING Group NV ADR (ING) · FINANCIAL SERVICES › BANKS - DIVERSIFIED
The Big Picture
ING Group NV ADR is a strong growth company balancing expansion with improving profitability. Revenue reached 24.5B with 118% growth year-over-year. Profit margins are strong at 34.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 118% YoY, reaching 24.5B. This pace significantly outperforms most BANKS - DIVERSIFIED peers.
Profit margin of 34.0% and operating margin of 62.8% demonstrate strong pricing power and operational efficiency.
Debt-to-equity ratio of 3.41 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Growth sustainability: can ING Group NV ADR maintain 118%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 4.2%. Watch payout ratio and free cash flow coverage.
Debt management: total debt of 169.3B is significantly higher than cash (52.9B). Monitor refinancing risk.
Sector dynamics: monitor BANKS - DIVERSIFIED industry trends, competitive moves, and regulatory changes that could impact ING Group NV ADR.
Bottom Line
ING Group NV ADR offers an attractive blend of growth (118% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About ING Group NV ADR(ING)
NYSE
FINANCIAL SERVICES
BANKS - DIVERSIFIED
USA
ING Groep NV, a financial institution, offers various banking products and services to individuals, small and medium-sized businesses and medium-sized businesses. The company is headquartered in Amsterdam, the Netherlands.