WallStSmart

Hertz Global Holdings Inc (HTZ)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hertz Global Holdings Inc generates 44% more annual revenue ($8.70B vs $6.04B). UHAL leads profitability with a 1.4% profit margin vs -7.3%. HTZ earns a higher WallStSmart Score of 42/100 (D).

HTZ

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 2.5Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.08

UHAL

Hold

40

out of 100

Grade: D

Growth: 3.3Profit: 3.5Value: 5.3Quality: 5.0
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HTZUndervalued (+36.1%)

Margin of Safety

+36.1%

Fair Value

$8.25

Current Price

$5.09

$3.16 discount

UndervaluedFair: $8.25Overvalued
UHALUndervalued (+86.6%)

Margin of Safety

+86.6%

Fair Value

$362.93

Current Price

$57.74

$305.19 discount

UndervaluedFair: $362.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTZ1 strengths · Avg: 10.0/10
Debt/EquityHealth
-26.0610/10

Conservative balance sheet, low leverage

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Areas to Watch

HTZ4 concerns · Avg: 2.5/10
Market CapQuality
$1.62B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-567.0%2/10

ROE of -567.0% — below average capital efficiency

EPS GrowthGrowth
-30.9%2/10

Earnings declined 30.9%

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HTZ

The strongest argument for HTZ centers on Debt/Equity. Revenue growth of 10.5% demonstrates continued momentum.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : HTZ

The primary concerns for HTZ are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 258.5x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

HTZ profiles as a turnaround stock while UHAL is a value play — different risk/reward profiles.

HTZ carries more volatility with a beta of 2.21 — expect wider price swings.

HTZ is growing revenue faster at 10.5% — sustainability is the question.

UHAL generates stronger free cash flow (-1.7B), providing more financial flexibility.

Bottom Line

HTZ scores higher overall (42/100 vs 40/100) and 10.5% revenue growth. UHAL offers better value entry with a 86.6% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hertz Global Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Hertz Global Holdings, Inc. is a car rental company. The company is headquartered in Estero, Florida.

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U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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