WallStSmart

Haverty Furniture Companies Inc (HVT)vsJ.Jill Inc (JILL)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 33% more annual revenue ($780.39M vs $588.19M). JILL leads profitability with a 4.6% profit margin vs 2.9%. JILL appears more attractively valued with a PEG of 0.63. JILL earns a higher WallStSmart Score of 66/100 (B-).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

JILL

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-46.9%)

Margin of Safety

-46.9%

Fair Value

$17.93

Current Price

$28.33

$10.40 premium

UndervaluedFair: $17.93Overvalued
JILLSignificantly Overvalued (-54.4%)

Margin of Safety

-54.4%

Fair Value

$10.53

Current Price

$22.85

$12.32 premium

UndervaluedFair: $10.53Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 8.7/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

JILL5 strengths · Avg: 8.6/10
EPS GrowthGrowth
61.0%10/10

Earnings expanding 61.0% YoY

Return on EquityProfitability
23.0%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.638/10

Growing faster than its price suggests

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$465.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

JILL4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Market CapQuality
$335.90M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.6%3/10

4.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : JILL

The strongest argument for JILL centers on EPS Growth, Return on Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : JILL

The primary concerns for JILL are Revenue Growth, Altman Z-Score, Market Cap. Debt-to-equity of 1.57 is elevated, increasing financial risk. Thin 4.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.19 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

JILL generates stronger free cash flow (44M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

JILL scores higher overall (66/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

J.Jill Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.

Want to dig deeper into these stocks?