WallStSmart

J.Jill Inc (JILL)vsLive Ventures Inc (LIVE)

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Smart Verdict

WallStSmart Research — data-driven comparison

J.Jill Inc generates 35% more annual revenue ($588.19M vs $434.25M). JILL leads profitability with a 4.6% profit margin vs -0.6%. JILL earns a higher WallStSmart Score of 66/100 (B-).

JILL

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 6.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: 1.60

LIVE

Avoid

30

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 2.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JILLSignificantly Overvalued (-54.4%)

Margin of Safety

-54.4%

Fair Value

$10.53

Current Price

$22.85

$12.32 premium

UndervaluedFair: $10.53Overvalued
LIVEUndervalued (+85.6%)

Margin of Safety

+85.6%

Fair Value

$135.70

Current Price

$7.51

$128.19 discount

UndervaluedFair: $135.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JILL5 strengths · Avg: 8.6/10
EPS GrowthGrowth
61.0%10/10

Earnings expanding 61.0% YoY

Return on EquityProfitability
23.0%9/10

Every $100 of equity generates 23 in profit

PEG RatioValuation
0.638/10

Growing faster than its price suggests

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

LIVE1 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Areas to Watch

JILL4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Market CapQuality
$335.90M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.6%3/10

4.6% margin — thin

LIVE4 concerns · Avg: 2.8/10
Market CapQuality
$23.07M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Operating MarginProfitability
4.8%3/10

Operating margin of 4.8%

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : JILL

The strongest argument for JILL centers on EPS Growth, Return on Equity, PEG Ratio. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bull Case : LIVE

The strongest argument for LIVE centers on Price/Book.

Bear Case : JILL

The primary concerns for JILL are Revenue Growth, Altman Z-Score, Market Cap. Debt-to-equity of 1.57 is elevated, increasing financial risk. Thin 4.6% margins leave little buffer for downturns.

Bear Case : LIVE

The primary concerns for LIVE are Market Cap, Return on Equity, Operating Margin. Debt-to-equity of 2.44 is elevated, increasing financial risk.

Key Dynamics to Monitor

JILL profiles as a value stock while LIVE is a turnaround play — different risk/reward profiles.

LIVE carries more volatility with a beta of 0.99 — expect wider price swings.

JILL is growing revenue faster at 0.5% — sustainability is the question.

JILL generates stronger free cash flow (44M), providing more financial flexibility.

Bottom Line

JILL scores higher overall (66/100 vs 30/100). LIVE offers better value entry with a 85.6% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

J.Jill Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

J.Jill, Inc. is an omnichannel womenswear retailer under the J.Jill brand in the United States. The company is headquartered in Quincy, Massachusetts.

Live Ventures Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Live Ventures Incorporated is engaged in flooring manufacturing, steel fabrication and retail businesses in the United States. The company is headquartered in Las Vegas, Nevada.

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