WallStSmart

IDACORP Inc (IDA)vsNRG Energy Inc. (NRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 1715% more annual revenue ($32.38B vs $1.78B). IDA leads profitability with a 18.6% profit margin vs 0.7%. NRG appears more attractively valued with a PEG of 0.43. IDA earns a higher WallStSmart Score of 52/100 (C-).

IDA

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 6.5Value: 4.0Quality: 3.5
Piotroski: 2/9Altman Z: 0.92

NRG

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 4.0Value: 5.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IDASignificantly Overvalued (-83.7%)

Margin of Safety

-83.7%

Fair Value

$74.98

Current Price

$141.34

$66.36 premium

UndervaluedFair: $74.98Overvalued

Intrinsic value data unavailable for NRG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDA1 strengths · Avg: 8.0/10
Price/BookValuation
2.2x8/10

Reasonable price relative to book value

NRG2 strengths · Avg: 9.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

Revenue GrowthGrowth
19.5%8/10

19.5% revenue growth

Areas to Watch

IDA4 concerns · Avg: 3.0/10
PEG RatioValuation
2.184/10

Expensive relative to growth rate

Debt/EquityHealth
1.103/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-6.7%2/10

Revenue declined 6.7%

NRG4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Return on EquityProfitability
4.9%3/10

ROE of 4.9% — below average capital efficiency

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : IDA

The strongest argument for IDA centers on Price/Book. Profitability is solid with margins at 18.6% and operating margin at 19.7%.

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio, Revenue Growth. Revenue growth of 19.5% demonstrates continued momentum. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bear Case : IDA

The primary concerns for IDA are PEG Ratio, Debt/Equity, Piotroski F-Score.

Bear Case : NRG

The primary concerns for NRG are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 136.4x leaves little room for execution misses. Debt-to-equity of 4.79 is elevated, increasing financial risk.

Key Dynamics to Monitor

IDA profiles as a declining stock while NRG is a growth play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.22 — expect wider price swings.

NRG is growing revenue faster at 19.5% — sustainability is the question.

IDA generates stronger free cash flow (-296M), providing more financial flexibility.

Bottom Line

IDA scores higher overall (52/100 vs 51/100), backed by strong 18.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

IDACORP Inc

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

IDACORP, Inc. is dedicated to the generation, transmission, distribution, purchase and sale of electrical energy in the United States. The company is headquartered in Boise, Idaho.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

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