Inter & Co. Inc. Class A Common Shares (INTR)vsItau Unibanco Banco Holding SA (ITUB)
INTR
Inter & Co. Inc. Class A Common Shares
$6.06
-1.30%
FINANCIAL SERVICES · Cap: $2.86B
ITUB
Itau Unibanco Banco Holding SA
$8.10
+3.18%
FINANCIAL SERVICES · Cap: $89.27B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 2209% more annual revenue ($138.19B vs $5.98B). ITUB leads profitability with a 33.3% profit margin vs 21.9%. ITUB trades at a lower P/E of 9.6x. ITUB earns a higher WallStSmart Score of 74/100 (B).
INTR
Strong Buy73
out of 100
Grade: B
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Strong operational efficiency at 28.1%
Revenue surging 26.4% year-over-year
Earnings expanding 35.5% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : INTR
The strongest argument for INTR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 21.9% and operating margin at 28.1%. Revenue growth of 26.4% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : INTR
The primary concerns for INTR are Piotroski F-Score.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Key Dynamics to Monitor
INTR profiles as a growth stock while ITUB is a declining play — different risk/reward profiles.
INTR carries more volatility with a beta of 1.03 — expect wider price swings.
INTR is growing revenue faster at 26.4% — sustainability is the question.
INTR generates stronger free cash flow (314M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 73/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Inter & Co. Inc. Class A Common Shares
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Inter & Co. Inc. (ticker: INTR) is a leading financial institution in Brazil renowned for its innovative approach to retail banking, investment management, and wealth management services. The company prioritizes financial inclusion, utilizing cutting-edge technology to improve customer experiences and broaden access to banking across various demographics. With a strong emphasis on digital transformation, Inter & Co. is strategically positioned to seize growth opportunities within Brazil's dynamic financial landscape, making it an attractive investment for institutional investors seeking exposure to emerging markets.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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