ICICI Bank Limited (IBN)vsInter & Co. Inc. Class A Common Shares (INTR)
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
INTR
Inter & Co. Inc. Class A Common Shares
$8.54
+1.30%
FINANCIAL SERVICES · Cap: $3.72B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 32061% more annual revenue ($1.92T vs $5.98B). IBN leads profitability with a 27.5% profit margin vs 21.9%. INTR trades at a lower P/E of 15.1x. INTR earns a higher WallStSmart Score of 73/100 (B).
IBN
Strong Buy69
out of 100
Grade: B-
INTR
Strong Buy73
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Margin of Safety
+65.7%
Fair Value
$26.21
Current Price
$8.54
$17.67 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 28.1%
Revenue surging 26.4% year-over-year
Earnings expanding 35.5% YoY
Areas to Watch
3.0% revenue growth
Earnings declined 3.7%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : INTR
The strongest argument for INTR centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 21.9% and operating margin at 28.1%. Revenue growth of 26.4% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Bear Case : INTR
The primary concerns for INTR are Piotroski F-Score.
Key Dynamics to Monitor
IBN profiles as a value stock while INTR is a growth play — different risk/reward profiles.
INTR carries more volatility with a beta of 1.20 — expect wider price swings.
INTR is growing revenue faster at 26.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
INTR scores higher overall (73/100 vs 69/100), backed by strong 21.9% margins and 26.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Inter & Co. Inc. Class A Common Shares
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Inter & Co. Inc. (ticker: INTR) is a prominent financial institution in Brazil, specializing in retail banking, investment management, and comprehensive wealth management services. The company is recognized for its commitment to financial inclusion and leveraging advanced technology to enhance customer experience, which significantly boosts access to banking services across diverse demographics. With a strategic focus on digital transformation, Inter & Co. is well-positioned to capitalize on the growth opportunities within Brazil’s evolving financial sector, making it a compelling investment prospect for both retail and institutional investors in emerging markets.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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