Inter & Co. Inc. Class A Common Shares (INTR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Inter & Co. Inc. Class A Common Shares stock (INTR) is currently trading at $8.54. Inter & Co. Inc. Class A Common Shares PE ratio is 15.05. Inter & Co. Inc. Class A Common Shares PS ratio (Price-to-Sales) is 0.62. Analyst consensus price target for INTR is $10.25. WallStSmart rates INTR as Moderate Buy.
- INTR PE ratio analysis and historical PE chart
- INTR PS ratio (Price-to-Sales) history and trend
- INTR intrinsic value — DCF, Graham Number, EPV models
- INTR stock price prediction 2025 2026 2027 2028 2029 2030
- INTR fair value vs current price
- INTR insider transactions and insider buying
- Is INTR undervalued or overvalued?
- Inter & Co. Inc. Class A Common Shares financial analysis — revenue, earnings, cash flow
- INTR Piotroski F-Score and Altman Z-Score
- INTR analyst price target and Smart Rating
Inter & Co. Inc. Class A Common Shares
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INTR Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Inter & Co. Inc. Class A Common Shares (INTR)
INTR trades at a significant discount to its Graham intrinsic value of $26.21, offering a 66% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Inter & Co. Inc. Class A Common Shares (INTR) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/sales, price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Inter & Co. Inc. Class A Common Shares (INTR) Key Strengths (7)
Paying less than $1 for every $1 of annual revenue
Earnings per share surging 35.50% year-over-year
Keeps $22 of every $100 in revenue as net profit
Strong operational efficiency: $28 kept per $100 revenue
Trading at 1.78x book value, attractively priced
Strong revenue growth at 26.40% annually
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Inter & Co. Inc. Class A Common Shares (INTR) Areas to Watch (2)
Moderate profitability with room for improvement
Moderate institutional interest at 38.63%
Inter & Co. Inc. Class A Common Shares (INTR) Detailed Analysis Report
Overall Assessment
This company scores 73/100 in our Smart Analysis, earning a B grade. Out of 9 metrics analyzed, 7 register as strengths (avg 8.7/10) while 2 fall into concern territory (avg 5.5/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Price/Sales, EPS Growth, Profit Margin. Valuation metrics including Price/Sales (0.62), Price/Book (1.78) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 28.10%, Profit Margin at 21.90%. Growth metrics are encouraging with Revenue Growth at 26.40%, EPS Growth at 35.50%.
The Bear Case
The primary concerns are Return on Equity, Institutional Own.. Profitability pressure is visible in Return on Equity at 14.40%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.40% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 26.40% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Price/Sales and EPS Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
INTR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
INTR's Price-to-Sales ratio of 0.62x trades 114% above its historical average of 0.29x (96th percentile), historically expensive. The current valuation is 3% below its historical high of 0.64x set in Mar 2026, and 522% above its historical low of 0.1x in Mar 2023. Over the past 12 months, the PS ratio has expanded from ~0.2x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Inter & Co. Inc. Class A Common Shares (INTR) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Inter & Co. Inc. Class A Common Shares is a strong growth company balancing expansion with improving profitability. Revenue reached 6.0B with 26% growth year-over-year. Profit margins are strong at 21.9%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 26% YoY, reaching 6.0B. This pace significantly outperforms most BANKS - REGIONAL peers.
ROE of 1440.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Inter & Co. Inc. Class A Common Shares maintain 26%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 7.4%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Inter & Co. Inc. Class A Common Shares.
Bottom Line
Inter & Co. Inc. Class A Common Shares offers an attractive blend of growth (26% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Inter & Co. Inc. Class A Common Shares(INTR)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Inter & Co. Inc. (ticker: INTR) is a prominent financial institution in Brazil, specializing in retail banking, investment management, and comprehensive wealth management services. The company is recognized for its commitment to financial inclusion and leveraging advanced technology to enhance customer experience, which significantly boosts access to banking services across diverse demographics. With a strategic focus on digital transformation, Inter & Co. is well-positioned to capitalize on the growth opportunities within Brazil’s evolving financial sector, making it a compelling investment prospect for both retail and institutional investors in emerging markets.