JPMorgan Chase & Co (JPM)vsKinsale Capital Group Inc (KNSL)
JPM
JPMorgan Chase & Co
$343.54
+1.26%
FINANCIAL SERVICES · Cap: $902.16B
KNSL
Kinsale Capital Group Inc
$358.42
-0.62%
FINANCIAL SERVICES · Cap: $8.32B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 9456% more annual revenue ($190.73B vs $2.00B). JPM leads profitability with a 34.6% profit margin vs 28.5%. KNSL appears more attractively valued with a PEG of 1.01. KNSL earns a higher WallStSmart Score of 77/100 (B+).
JPM
Strong Buy71
out of 100
Grade: B
KNSL
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.7%
Every $100 of equity generates 27 in profit
Keeps 29 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
16.8% revenue growth
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : KNSL
The strongest argument for KNSL centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 28.5% and operating margin at 40.7%. Revenue growth of 16.8% demonstrates continued momentum.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Bear Case : KNSL
The primary concerns for KNSL are Altman Z-Score.
Key Dynamics to Monitor
JPM profiles as a mature stock while KNSL is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.01 — expect wider price swings.
KNSL is growing revenue faster at 16.8% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
KNSL scores higher overall (77/100 vs 71/100), backed by strong 28.5% margins and 16.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Kinsale Capital Group Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Kinsale Capital Group, Inc., a specialty insurance company, offers property and casualty insurance products in the United States. The company is headquartered in Richmond, Virginia.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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