WallStSmart

Life Time Group Holdings Inc (LTH)vsPeloton Interactive Inc (PTON)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 26% more annual revenue ($3.08B vs $2.45B). LTH leads profitability with a 12.5% profit margin vs 0.9%. LTH trades at a lower P/E of 20.1x. LTH earns a higher WallStSmart Score of 57/100 (C).

LTH

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 5.3Quality: 3.5
Piotroski: 5/9Altman Z: 0.82

PTON

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.0Quality: 6.0
Piotroski: 4/9Altman Z: -2.13

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LTH1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

PTON1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.4910/10

Conservative balance sheet, low leverage

Areas to Watch

LTH3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.293/10

Elevated debt levels

Free Cash FlowQuality
$-61.22M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

PTON4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

P/E RatioValuation
92.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : LTH

The strongest argument for LTH centers on Price/Book. Revenue growth of 11.7% demonstrates continued momentum.

Bull Case : PTON

The strongest argument for PTON centers on Debt/Equity.

Bear Case : LTH

The primary concerns for LTH are Debt/Equity, Free Cash Flow, Altman Z-Score.

Bear Case : PTON

The primary concerns for PTON are Revenue Growth, EPS Growth, Profit Margin. A P/E of 92.5x leaves little room for execution misses. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

PTON carries more volatility with a beta of 2.53 — expect wider price swings.

LTH is growing revenue faster at 11.7% — sustainability is the question.

PTON generates stronger free cash flow (151M), providing more financial flexibility.

Monitor LEISURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LTH scores higher overall (57/100 vs 36/100) and 11.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

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