WallStSmart

Life Time Group Holdings Inc (LTH)vsXponential Fitness Inc (XPOF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 851% more annual revenue ($3.00B vs $314.88M). LTH leads profitability with a 12.5% profit margin vs -12.3%. LTH earns a higher WallStSmart Score of 66/100 (B-).

LTH

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 8.3Quality: 5.5
Piotroski: 6/9Altman Z: 0.89

XPOF

Avoid

31

out of 100

Grade: F

Growth: 3.3Profit: 5.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LTHUndervalued (+61.8%)

Margin of Safety

+61.8%

Fair Value

$77.69

Current Price

$26.42

$51.27 discount

UndervaluedFair: $77.69Overvalued

Intrinsic value data unavailable for XPOF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LTH2 strengths · Avg: 8.0/10
P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

XPOF0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

LTH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

Debt/EquityHealth
1.383/10

Elevated debt levels

Free Cash FlowQuality
$-64.64M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.892/10

Distress zone — elevated risk

XPOF4 concerns · Avg: 2.3/10
Market CapQuality
$289.03M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-28.8%2/10

ROE of -28.8% — below average capital efficiency

Revenue GrowthGrowth
-0.3%2/10

Revenue declined 0.3%

EPS GrowthGrowth
-81.7%2/10

Earnings declined 81.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : LTH

The strongest argument for LTH centers on P/E Ratio, Price/Book. Revenue growth of 12.3% demonstrates continued momentum.

Bull Case : XPOF

XPOF has a balanced fundamental profile.

Bear Case : LTH

The primary concerns for LTH are EPS Growth, Debt/Equity, Free Cash Flow.

Bear Case : XPOF

The primary concerns for XPOF are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

LTH profiles as a value stock while XPOF is a turnaround play — different risk/reward profiles.

LTH carries more volatility with a beta of 1.69 — expect wider price swings.

LTH is growing revenue faster at 12.3% — sustainability is the question.

XPOF generates stronger free cash flow (10M), providing more financial flexibility.

Bottom Line

LTH scores higher overall (66/100 vs 31/100) and 12.3% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

Xponential Fitness Inc

CONSUMER CYCLICAL · LEISURE · USA

Xponential Fitness Inc. (XPOF) stands at the forefront of the boutique fitness franchise sector, boasting a robust portfolio that includes leading brands like Club Pilates, CycleBar, and StretchLab. The company leverages a community-focused model to deliver personalized fitness solutions, positioning itself favorably within the burgeoning wellness market. With an innovative franchise system that meets the increasing demand for diverse fitness modalities, Xponential presents a strong growth trajectory driven by consumer trends. Its scalable approach combined with a commitment to operational excellence offers unique investment prospects for institutional stakeholders eager to engage with a dynamic segment of the health and wellness industry.

Want to dig deeper into these stocks?