McGrath RentCorp (MGRC)vsU-Haul Holding Company (UHAL)
MGRC
McGrath RentCorp
$108.88
-0.42%
INDUSTRIALS · Cap: $2.83B
UHAL
U-Haul Holding Company
$57.74
+2.30%
INDUSTRIALS · Cap: $11.78B
Smart Verdict
WallStSmart Research — data-driven comparison
U-Haul Holding Company generates 537% more annual revenue ($6.04B vs $947.36M). MGRC leads profitability with a 16.4% profit margin vs 1.4%. MGRC appears more attractively valued with a PEG of 1.16. MGRC earns a higher WallStSmart Score of 59/100 (C).
MGRC
Buy59
out of 100
Grade: C
UHAL
Hold40
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-48.3%
Fair Value
$77.97
Current Price
$108.88
$30.91 premium
Margin of Safety
+86.6%
Fair Value
$362.93
Current Price
$57.74
$305.19 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 21.9%
Reasonable price relative to book value
Areas to Watch
1.6% revenue growth
Earnings declined 4.3%
Expensive relative to growth rate
3.1% revenue growth
ROE of 1.7% — below average capital efficiency
1.4% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : MGRC
The strongest argument for MGRC centers on Price/Book, Operating Margin. Profitability is solid with margins at 16.4% and operating margin at 21.9%. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bull Case : UHAL
The strongest argument for UHAL centers on Price/Book.
Bear Case : MGRC
The primary concerns for MGRC are Revenue Growth, EPS Growth.
Bear Case : UHAL
The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 258.5x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
UHAL carries more volatility with a beta of 1.14 — expect wider price swings.
UHAL is growing revenue faster at 3.1% — sustainability is the question.
MGRC generates stronger free cash flow (34M), providing more financial flexibility.
Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MGRC scores higher overall (59/100 vs 40/100), backed by strong 16.4% margins. UHAL offers better value entry with a 86.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
McGrath RentCorp
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
McGrath RentCorp is a business-to-business rental company in the United States and internationally. The company is headquartered in Livermore, California.
U-Haul Holding Company
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.
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