WallStSmart

AG Mortgage Investment Trust Inc (MITT)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 511% more annual revenue ($547.93M vs $89.75M). STWD leads profitability with a 75.1% profit margin vs 54.2%. MITT trades at a lower P/E of 8.5x. STWD earns a higher WallStSmart Score of 67/100 (B-).

MITT

Buy

54

out of 100

Grade: C-

Growth: 6.0Profit: 7.5Value: 5.7Quality: 2.0
Piotroski: 1/9Altman Z: 0.08

STWD

Strong Buy

67

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 7.3Quality: 4.5
Piotroski: 4/9Altman Z: 0.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MITTSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$6.12

Current Price

$7.58

$1.46 premium

UndervaluedFair: $6.12Overvalued
STWDUndervalued (+66.4%)

Margin of Safety

+66.4%

Fair Value

$53.82

Current Price

$17.48

$36.34 discount

UndervaluedFair: $53.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MITT4 strengths · Avg: 10.0/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Profit MarginProfitability
54.2%10/10

Keeps 54 of every $100 in revenue as profit

Operating MarginProfitability
80.3%10/10

Strong operational efficiency at 80.3%

STWD5 strengths · Avg: 9.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
75.1%10/10

Keeps 75 of every $100 in revenue as profit

Revenue GrowthGrowth
62.6%10/10

Revenue surging 62.6% year-over-year

EPS GrowthGrowth
78.0%10/10

Earnings expanding 78.0% YoY

P/E RatioValuation
15.1x8/10

Attractively priced relative to earnings

Areas to Watch

MITT4 concerns · Avg: 2.5/10
Market CapQuality
$241.51M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

EPS GrowthGrowth
-15.5%2/10

Earnings declined 15.5%

Altman Z-ScoreHealth
0.082/10

Distress zone — elevated risk

STWD3 concerns · Avg: 2.3/10
Return on EquityProfitability
6.0%3/10

ROE of 6.0% — below average capital efficiency

PEG RatioValuation
2.732/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.212/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MITT

The strongest argument for MITT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.2% and operating margin at 80.3%.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.

Bear Case : MITT

The primary concerns for MITT are Market Cap, Piotroski F-Score, EPS Growth. Debt-to-equity of 14.45 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

MITT profiles as a mature stock while STWD is a growth play — different risk/reward profiles.

MITT carries more volatility with a beta of 1.75 — expect wider price swings.

STWD is growing revenue faster at 62.6% — sustainability is the question.

STWD generates stronger free cash flow (190M), providing more financial flexibility.

Bottom Line

STWD scores higher overall (67/100 vs 54/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AG Mortgage Investment Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

AG Mortgage Investment Trust, Inc., a real estate investment trust, invests in a portfolio of securities backed by residential mortgages and credit investments in the United States. The company is headquartered in New York, New York.

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Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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