Mitsubishi UFJ Financial Group Inc ADR (MUFG)vsBank of N.T. Butterfield & Son Ltd (NTB)
MUFG
Mitsubishi UFJ Financial Group Inc ADR
$23.89
-0.04%
FINANCIAL SERVICES · Cap: $271.15B
NTB
Bank of N.T. Butterfield & Son Ltd
$60.24
+0.32%
FINANCIAL SERVICES · Cap: $2.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Mitsubishi UFJ Financial Group Inc ADR generates 1161269% more annual revenue ($7.26T vs $625.16M). NTB leads profitability with a 37.5% profit margin vs 27.5%. MUFG appears more attractively valued with a PEG of 1.94. MUFG earns a higher WallStSmart Score of 79/100 (B+).
MUFG
Strong Buy79
out of 100
Grade: B+
NTB
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 45.6%
Earnings expanding 50.9% YoY
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 32.1%
Conservative balance sheet, low leverage
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Earnings declined 7.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MUFG
The strongest argument for MUFG centers on Market Cap, Operating Margin, EPS Growth. Profitability is solid with margins at 27.5% and operating margin at 45.6%. Revenue growth of 28.8% demonstrates continued momentum.
Bull Case : NTB
The strongest argument for NTB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 37.5% and operating margin at 32.1%.
Bear Case : MUFG
The primary concerns for MUFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.16 is elevated, increasing financial risk.
Bear Case : NTB
The primary concerns for NTB are PEG Ratio, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
MUFG profiles as a growth stock while NTB is a mature play — different risk/reward profiles.
NTB carries more volatility with a beta of 0.49 — expect wider price swings.
MUFG is growing revenue faster at 28.8% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MUFG scores higher overall (79/100 vs 67/100), backed by strong 27.5% margins and 28.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mitsubishi UFJ Financial Group Inc ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.
Visit Website →Bank of N.T. Butterfield & Son Ltd
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of NT Butterfield & Son Limited offers a variety of community, commercial and private banking services to individuals and small and medium-sized businesses. The company is headquartered in Hamilton, Bermuda.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?