WallStSmart

Natural Grocers by Vitamin Cottage Inc (NGVC)vsTarget Corporation (TGT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Target Corporation generates 7854% more annual revenue ($104.78B vs $1.32B). TGT leads profitability with a 3.5% profit margin vs 3.3%. NGVC appears more attractively valued with a PEG of 1.44. NGVC earns a higher WallStSmart Score of 60/100 (C+).

NGVC

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 8.0Quality: 5.0

TGT

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 5.5Value: 4.0Quality: 5.3
Piotroski: 4/9Altman Z: 2.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NGVCUndervalued (+71.9%)

Margin of Safety

+71.9%

Fair Value

$87.98

Current Price

$26.44

$61.54 discount

UndervaluedFair: $87.98Overvalued
TGTSignificantly Overvalued (-107.3%)

Margin of Safety

-107.3%

Fair Value

$55.28

Current Price

$119.84

$64.56 premium

UndervaluedFair: $55.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NGVC4 strengths · Avg: 8.3/10
Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

TGT4 strengths · Avg: 8.5/10
Market CapQuality
$54.27B9/10

Large-cap with strong market position

Return on EquityProfitability
24.0%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.29B8/10

Generating 2.3B in free cash flow

Areas to Watch

NGVC3 concerns · Avg: 3.0/10
Market CapQuality
$730.40M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

TGT4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

PEG RatioValuation
3.222/10

Expensive relative to growth rate

Revenue GrowthGrowth
-1.5%2/10

Revenue declined 1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : NGVC

The strongest argument for NGVC centers on Return on Equity, P/E Ratio, Price/Book. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : TGT

The strongest argument for TGT centers on Market Cap, Return on Equity, P/E Ratio.

Bear Case : NGVC

The primary concerns for NGVC are Market Cap, Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : TGT

The primary concerns for TGT are Profit Margin, Operating Margin, PEG Ratio. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

NGVC carries more volatility with a beta of 1.20 — expect wider price swings.

NGVC is growing revenue faster at 6.3% — sustainability is the question.

TGT generates stronger free cash flow (2.3B), providing more financial flexibility.

Monitor GROCERY STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NGVC scores higher overall (60/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Natural Grocers by Vitamin Cottage Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.

Target Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.

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