Nuveen Variable Rate Preferred & Income Fund (NPFD)vsWells Fargo & Company (WFC)
NPFD
Nuveen Variable Rate Preferred & Income Fund
$19.41
+0.05%
FINANCIAL SERVICES · Cap: $468.78M
WFC
Wells Fargo & Company
$73.58
-2.72%
FINANCIAL SERVICES · Cap: $242.24B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 168464% more annual revenue ($81.14B vs $48.13M). NPFD leads profitability with a 108.7% profit margin vs 26.7%. NPFD trades at a lower P/E of 9.0x. WFC earns a higher WallStSmart Score of 74/100 (B).
NPFD
Buy60
out of 100
Grade: C+
WFC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 109 of every $100 in revenue as profit
Strong operational efficiency at 83.3%
Earnings expanding 23.6% YoY
Mega-cap, among the largest globally
Reasonable price relative to book value
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 29.4%
Generating 9.1B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : NPFD
The strongest argument for NPFD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 108.7% and operating margin at 83.3%.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, Price/Book, Profit Margin. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.43 suggests the stock is reasonably priced for its growth.
Bear Case : NPFD
The primary concerns for NPFD are Market Cap.
Bear Case : WFC
The primary concerns for WFC are Altman Z-Score.
Key Dynamics to Monitor
WFC carries more volatility with a beta of 0.96 — expect wider price swings.
NPFD is growing revenue faster at 6.8% — sustainability is the question.
WFC generates stronger free cash flow (9.1B), providing more financial flexibility.
Monitor ASSET MANAGEMENT industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WFC scores higher overall (74/100 vs 60/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Nuveen Variable Rate Preferred & Income Fund
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
The Nuveen Variable Rate Preferred & Income Fund (NPFD) is a closed-end fund designed for investors seeking substantial current income through investments in variable-rate preferred and income-generating securities. Managed by Nuveen, a leader in investment management, NPFD employs a disciplined approach to portfolio construction, focusing on high-quality assets to achieve attractive risk-adjusted returns. With a strategic emphasis on income stability in fluctuating interest rate environments, the fund provides institutional investors with a compelling opportunity to capitalize on the preferred securities market while effectively managing income dynamics.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
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