WallStSmart

NRG Energy Inc. (NRG)vsPG&E Corp (PCG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 25% more annual revenue ($32.38B vs $25.83B). PCG leads profitability with a 11.0% profit margin vs 0.7%. NRG appears more attractively valued with a PEG of 0.43. PCG earns a higher WallStSmart Score of 77/100 (B+).

NRG

Buy

51

out of 100

Grade: C-

Growth: 4.0Profit: 4.0Value: 5.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.61

PCG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 6.0Value: 6.0Quality: 3.5
Piotroski: 2/9Altman Z: 0.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NRG.

PCGSignificantly Overvalued (-37.1%)

Margin of Safety

-37.1%

Fair Value

$12.36

Current Price

$16.83

$4.47 premium

UndervaluedFair: $12.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRG2 strengths · Avg: 9.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

Revenue GrowthGrowth
19.5%8/10

19.5% revenue growth

PCG6 strengths · Avg: 8.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.738/10

Growing faster than its price suggests

P/E RatioValuation
13.1x8/10

Attractively priced relative to earnings

Operating MarginProfitability
23.9%8/10

Strong operational efficiency at 23.9%

Revenue GrowthGrowth
15.0%8/10

15.0% revenue growth

EPS GrowthGrowth
39.8%8/10

Earnings expanding 39.8% YoY

Areas to Watch

NRG4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Return on EquityProfitability
4.9%3/10

ROE of 4.9% — below average capital efficiency

Profit MarginProfitability
0.7%3/10

0.7% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

PCG4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.893/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-926.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio, Revenue Growth. Revenue growth of 19.5% demonstrates continued momentum. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bull Case : PCG

The strongest argument for PCG centers on Price/Book, PEG Ratio, P/E Ratio. Revenue growth of 15.0% demonstrates continued momentum. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : NRG

The primary concerns for NRG are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 136.4x leaves little room for execution misses. Debt-to-equity of 4.79 is elevated, increasing financial risk.

Bear Case : PCG

The primary concerns for PCG are Debt/Equity, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 1.89 is elevated, increasing financial risk.

Key Dynamics to Monitor

NRG profiles as a growth stock while PCG is a value play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.22 — expect wider price swings.

NRG is growing revenue faster at 19.5% — sustainability is the question.

NRG generates stronger free cash flow (-486M), providing more financial flexibility.

Bottom Line

PCG scores higher overall (77/100 vs 51/100) and 15.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

PG&E Corp

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

PG&E Corporation, through its subsidiary, Pacific Gas and Electric Company, is engaged in the sale and delivery of electricity and natural gas to customers in northern and central California, United States. The company is headquartered in San Francisco, California.

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