NRG Energy Inc. (NRG)vsStem Inc (STEM)
NRG
NRG Energy Inc.
$105.96
-2.29%
UTILITIES · Cap: $25.15B
STEM
Stem Inc
$4.63
-2.53%
UTILITIES · Cap: $53.04M
Smart Verdict
WallStSmart Research — data-driven comparison
NRG Energy Inc. generates 22277% more annual revenue ($33.12B vs $148.03M). NRG leads profitability with a 2.6% profit margin vs -49.4%. NRG earns a higher WallStSmart Score of 60/100 (C+).
NRG
Buy60
out of 100
Grade: C+
STEM
Avoid32
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for NRG.
Margin of Safety
+59.6%
Fair Value
$28.49
Current Price
$4.63
$23.86 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Conservative balance sheet, low leverage
Areas to Watch
Premium valuation, high expectations priced in
Distress zone — elevated risk
2.6% margin — thin
Earnings declined 85.6%
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -5921.0% — below average capital efficiency
Revenue declined 12.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : NRG
The strongest argument for NRG centers on PEG Ratio. Revenue growth of 11.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.
Bull Case : STEM
The strongest argument for STEM centers on Debt/Equity.
Bear Case : NRG
The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Debt-to-equity of 4.83 is elevated, increasing financial risk. Thin 2.6% margins leave little buffer for downturns.
Bear Case : STEM
The primary concerns for STEM are EPS Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
NRG profiles as a value stock while STEM is a turnaround play — different risk/reward profiles.
STEM carries more volatility with a beta of 1.51 — expect wider price swings.
NRG is growing revenue faster at 11.0% — sustainability is the question.
NRG generates stronger free cash flow (779M), providing more financial flexibility.
Bottom Line
NRG scores higher overall (60/100 vs 32/100) and 11.0% revenue growth. STEM offers better value entry with a 59.6% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
NRG Energy Inc.
UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA
NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.
Stem Inc
UTILITIES · UTILITIES - RENEWABLE · USA
Stem, Inc. is an energy technology company in the United States. The company is headquartered in Millbrae, California.
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