WallStSmart

PAMT CORP (PAMT)vsTFI International Inc (TFII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TFI International Inc generates 1258% more annual revenue ($8.12B vs $598.11M). TFII leads profitability with a 4.1% profit margin vs -7.1%. TFII earns a higher WallStSmart Score of 54/100 (C-).

PAMT

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 2.0Value: 7.7Quality: 4.0
Piotroski: 2/9Altman Z: 1.32

TFII

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PAMTUndervalued (+49.2%)

Margin of Safety

+49.2%

Fair Value

$24.56

Current Price

$13.35

$11.21 discount

UndervaluedFair: $24.56Overvalued

Intrinsic value data unavailable for TFII.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAMT2 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

PEG RatioValuation
0.948/10

Growing faster than its price suggests

TFII1 strengths · Avg: 8.0/10
EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

Areas to Watch

PAMT4 concerns · Avg: 2.8/10
Market CapQuality
$275.39M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.643/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-21.1%2/10

ROE of -21.1% — below average capital efficiency

TFII4 concerns · Avg: 3.3/10
P/E RatioValuation
33.7x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.113/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PAMT

The strongest argument for PAMT centers on Price/Book, PEG Ratio. PEG of 0.94 suggests the stock is reasonably priced for its growth.

Bull Case : TFII

The strongest argument for TFII centers on EPS Growth. Revenue growth of 12.4% demonstrates continued momentum.

Bear Case : PAMT

The primary concerns for PAMT are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Bear Case : TFII

The primary concerns for TFII are P/E Ratio, Profit Margin, Debt/Equity. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

PAMT profiles as a turnaround stock while TFII is a value play — different risk/reward profiles.

TFII carries more volatility with a beta of 1.47 — expect wider price swings.

TFII is growing revenue faster at 12.4% — sustainability is the question.

TFII generates stronger free cash flow (180M), providing more financial flexibility.

Bottom Line

TFII scores higher overall (54/100 vs 42/100) and 12.4% revenue growth. PAMT offers better value entry with a 49.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PAMT CORP

INDUSTRIALS · TRUCKING · USA

Pamt Corp. The company is headquartered in Tontitown, Arkansas.

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TFI International Inc

INDUSTRIALS · TRUCKING · USA

TFI International Inc. provides transportation and logistics services in the United States, Canada, and Mexico. The company is headquartered in Saint-Laurent, Canada.

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