WallStSmart

Saia Inc (SAIA)vsTFI International Inc (TFII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TFI International Inc generates 139% more annual revenue ($8.12B vs $3.39B). SAIA leads profitability with a 8.2% profit margin vs 4.1%. TFII trades at a lower P/E of 33.7x. SAIA earns a higher WallStSmart Score of 62/100 (C+).

SAIA

Buy

62

out of 100

Grade: C+

Growth: 8.0Profit: 6.0Value: 5.0Quality: 8.0
Piotroski: 4/9Altman Z: 3.95

TFII

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.49

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAIA4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

EPS GrowthGrowth
31.5%8/10

Earnings expanding 31.5% YoY

TFII1 strengths · Avg: 8.0/10
EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

Areas to Watch

SAIA1 concerns · Avg: 4.0/10
P/E RatioValuation
34.5x4/10

Premium valuation, high expectations priced in

TFII4 concerns · Avg: 3.3/10
P/E RatioValuation
33.7x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.113/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : SAIA

The strongest argument for SAIA centers on Debt/Equity, Altman Z-Score, Revenue Growth. Revenue growth of 17.1% demonstrates continued momentum. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bull Case : TFII

The strongest argument for TFII centers on EPS Growth. Revenue growth of 12.4% demonstrates continued momentum.

Bear Case : SAIA

The primary concerns for SAIA are P/E Ratio.

Bear Case : TFII

The primary concerns for TFII are P/E Ratio, Profit Margin, Debt/Equity. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

SAIA profiles as a growth stock while TFII is a value play — different risk/reward profiles.

SAIA carries more volatility with a beta of 2.14 — expect wider price swings.

SAIA is growing revenue faster at 17.1% — sustainability is the question.

TFII generates stronger free cash flow (180M), providing more financial flexibility.

Bottom Line

SAIA scores higher overall (62/100 vs 54/100) and 17.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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TFI International Inc

INDUSTRIALS · TRUCKING · USA

TFI International Inc. provides transportation and logistics services in the United States, Canada, and Mexico. The company is headquartered in Saint-Laurent, Canada.

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