WallStSmart

Paylocity Holding Corporation (PCTY)vsVuzix Corp Cmn Stk (VUZI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Paylocity Holding Corporation generates 28259% more annual revenue ($1.73B vs $6.09M). PCTY leads profitability with a 14.9% profit margin vs 0.0%. PCTY earns a higher WallStSmart Score of 74/100 (B).

PCTY

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 8.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.22

VUZI

Avoid

16

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: -11.95
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCTYUndervalued (+55.3%)

Margin of Safety

+55.3%

Fair Value

$240.76

Current Price

$113.46

$127.30 discount

UndervaluedFair: $240.76Overvalued
VUZIUndervalued (+40.5%)

Margin of Safety

+40.5%

Fair Value

$4.15

Current Price

$4.23

$0.08 discount

UndervaluedFair: $4.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCTY5 strengths · Avg: 8.8/10
Operating MarginProfitability
31.2%10/10

Strong operational efficiency at 31.2%

Return on EquityProfitability
21.9%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

EPS GrowthGrowth
27.3%8/10

Earnings expanding 27.3% YoY

VUZI1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

PCTY1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.222/10

Distress zone — elevated risk

VUZI4 concerns · Avg: 3.5/10
Price/BookValuation
14.1x4/10

Trading at 14.1x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$259.45M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PCTY

The strongest argument for PCTY centers on Operating Margin, Return on Equity, Debt/Equity. Revenue growth of 10.5% demonstrates continued momentum. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : VUZI

The strongest argument for VUZI centers on Debt/Equity.

Bear Case : PCTY

The primary concerns for PCTY are Altman Z-Score.

Bear Case : VUZI

The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.

Key Dynamics to Monitor

VUZI carries more volatility with a beta of 1.69 — expect wider price swings.

PCTY is growing revenue faster at 10.5% — sustainability is the question.

PCTY generates stronger free cash flow (210M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCTY scores higher overall (74/100 vs 16/100) and 10.5% revenue growth. VUZI offers better value entry with a 40.5% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Paylocity Holding Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Paylocity Holding Corporation provides cloud-based payroll and human capital management software solutions for midsize organizations in the United States. The company is headquartered in Schaumburg, Illinois.

Vuzix Corp Cmn Stk

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.

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