WallStSmart

PPG Industries Inc (PPG)vsCVR Partners LP (UAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PPG Industries Inc generates 2406% more annual revenue ($16.12B vs $643.22M). UAN leads profitability with a 18.9% profit margin vs 9.8%. UAN trades at a lower P/E of 9.5x. UAN earns a higher WallStSmart Score of 71/100 (B).

PPG

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 6.5Value: 5.3Quality: 7.0
Piotroski: 5/9Altman Z: 7.44

UAN

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 6.7Quality: 6.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PPGFair Value (-2.8%)

Margin of Safety

-2.8%

Fair Value

$127.47

Current Price

$123.24

$4.23 premium

UndervaluedFair: $127.47Overvalued

Intrinsic value data unavailable for UAN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PPG2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
7.4410/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.3x8/10

Attractively priced relative to earnings

UAN5 strengths · Avg: 9.6/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.0%10/10

Every $100 of equity generates 39 in profit

Operating MarginProfitability
32.5%10/10

Strong operational efficiency at 32.5%

EPS GrowthGrowth
84.3%10/10

Earnings expanding 84.3% YoY

Revenue GrowthGrowth
26.0%8/10

Revenue surging 26.0% year-over-year

Areas to Watch

PPG3 concerns · Avg: 3.3/10
PEG RatioValuation
1.844/10

Expensive relative to growth rate

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Free Cash FlowQuality
$-163.00M2/10

Negative free cash flow — burning cash

UAN2 concerns · Avg: 3.0/10
Market CapQuality
$1.16B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.863/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : PPG

The strongest argument for PPG centers on Altman Z-Score, P/E Ratio.

Bull Case : UAN

The strongest argument for UAN centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 32.5%. Revenue growth of 26.0% demonstrates continued momentum.

Bear Case : PPG

The primary concerns for PPG are PEG Ratio, EPS Growth, Free Cash Flow.

Bear Case : UAN

The primary concerns for UAN are Market Cap, Debt/Equity. Debt-to-equity of 1.86 is elevated, increasing financial risk.

Key Dynamics to Monitor

PPG profiles as a value stock while UAN is a growth play — different risk/reward profiles.

PPG carries more volatility with a beta of 1.06 — expect wider price swings.

UAN is growing revenue faster at 26.0% — sustainability is the question.

UAN generates stronger free cash flow (59M), providing more financial flexibility.

Bottom Line

UAN scores higher overall (71/100 vs 58/100), backed by strong 18.9% margins and 26.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PPG Industries Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

PPG Industries, Inc. is an American Fortune 500 company and global supplier of paints, coatings, and specialty materials. With headquarters in Pittsburgh, Pennsylvania, PPG operates in more than 70 countries around the globe.

CVR Partners LP

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CVR Partners, LP, produces and distributes nitrogen fertilizer products in the United States. The company is headquartered in Sugar Land, Texas.

Want to dig deeper into these stocks?