WallStSmart

Perdoceo Education Corp (PRDO)vsTarget Corporation (TGT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Target Corporation generates 12444% more annual revenue ($107.70B vs $858.61M). PRDO leads profitability with a 20.6% profit margin vs 4.1%. PRDO appears more attractively valued with a PEG of 0.65. PRDO earns a higher WallStSmart Score of 74/100 (B).

PRDO

Strong Buy

74

out of 100

Grade: B

Growth: 6.0Profit: 8.5Value: 7.7Quality: 9.0
Piotroski: 5/9Altman Z: 4.51

TGT

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.0Value: 6.0Quality: 4.5
Piotroski: 3/9Altman Z: 2.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PRDO.

TGTUndervalued (+5.3%)

Margin of Safety

+5.3%

Fair Value

$121.04

Current Price

$157.45

$36.41 discount

UndervaluedFair: $121.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRDO6 strengths · Avg: 9.2/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.5110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.658/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

TGT5 strengths · Avg: 8.8/10
EPS GrowthGrowth
100.5%10/10

Earnings expanding 100.5% YoY

Market CapQuality
$70.99B9/10

Large-cap with strong market position

Return on EquityProfitability
24.6%9/10

Every $100 of equity generates 25 in profit

P/E RatioValuation
16.2x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.43B8/10

Generating 2.4B in free cash flow

Areas to Watch

PRDO2 concerns · Avg: 3.5/10
Revenue GrowthGrowth
1.8%4/10

1.8% revenue growth

Market CapQuality
$1.95B3/10

Smaller company, higher risk/reward

TGT4 concerns · Avg: 3.3/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.053/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PRDO

The strongest argument for PRDO centers on P/E Ratio, Debt/Equity, Altman Z-Score. Profitability is solid with margins at 20.6% and operating margin at 25.7%. PEG of 0.65 suggests the stock is reasonably priced for its growth.

Bull Case : TGT

The strongest argument for TGT centers on EPS Growth, Market Cap, Return on Equity.

Bear Case : PRDO

The primary concerns for PRDO are Revenue Growth, Market Cap.

Bear Case : TGT

The primary concerns for TGT are PEG Ratio, Profit Margin, Debt/Equity. Thin 4.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

TGT carries more volatility with a beta of 0.99 — expect wider price swings.

TGT is growing revenue faster at 5.3% — sustainability is the question.

TGT generates stronger free cash flow (2.4B), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRDO scores higher overall (74/100 vs 66/100), backed by strong 20.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Perdoceo Education Corp

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Perdoceo Education Corporation provides postsecondary education to students through online, campus-based, and blended learning programs in the United States. The company is headquartered in Schaumburg, Illinois.

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Target Corporation

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.

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