Prudential Financial, Inc. (PRU)vsPrudential PLC ADR (PUK)
PRU
Prudential Financial, Inc.
$100.81
+1.38%
FINANCIAL SERVICES · Cap: $34.54B
PUK
Prudential PLC ADR
$31.63
-2.26%
FINANCIAL SERVICES · Cap: $40.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 334% more annual revenue ($62.64B vs $14.43B). PUK leads profitability with a 27.6% profit margin vs 5.5%. PRU appears more attractively valued with a PEG of 1.05. PUK earns a higher WallStSmart Score of 73/100 (B).
PRU
Buy58
out of 100
Grade: C
PUK
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.0B in free cash flow
Attractively priced relative to earnings
Strong operational efficiency at 45.5%
Every $100 of equity generates 21 in profit
Keeps 28 of every $100 in revenue as profit
Conservative balance sheet, low leverage
18.8% revenue growth
Areas to Watch
5.5% margin — thin
Earnings declined 14.3%
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Free Cash Flow. PEG of 1.05 suggests the stock is reasonably priced for its growth.
Bull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 18.8% demonstrates continued momentum.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, EPS Growth.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio.
Key Dynamics to Monitor
PRU profiles as a value stock while PUK is a growth play — different risk/reward profiles.
PUK carries more volatility with a beta of 0.91 — expect wider price swings.
PUK is growing revenue faster at 18.8% — sustainability is the question.
PUK generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
PUK scores higher overall (73/100 vs 58/100), backed by strong 27.6% margins and 18.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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