Prudential PLC ADR (PUK)vsUnum Group (UNM)
PUK
Prudential PLC ADR
$31.63
-2.26%
FINANCIAL SERVICES · Cap: $40.50B
UNM
Unum Group
$80.88
+0.70%
FINANCIAL SERVICES · Cap: $12.83B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential PLC ADR generates 8% more annual revenue ($14.43B vs $13.34B). PUK leads profitability with a 27.6% profit margin vs 5.9%. UNM appears more attractively valued with a PEG of 1.03. PUK earns a higher WallStSmart Score of 73/100 (B).
PUK
Strong Buy73
out of 100
Grade: B
UNM
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Strong operational efficiency at 45.5%
Every $100 of equity generates 21 in profit
Keeps 28 of every $100 in revenue as profit
Conservative balance sheet, low leverage
18.8% revenue growth
Reasonable price relative to book value
Attractively priced relative to earnings
Earnings expanding 33.0% YoY
Areas to Watch
Expensive relative to growth rate
ROE of 7.1% — below average capital efficiency
5.9% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : PUK
The strongest argument for PUK centers on P/E Ratio, Operating Margin, Return on Equity. Profitability is solid with margins at 27.6% and operating margin at 45.5%. Revenue growth of 18.8% demonstrates continued momentum.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book, P/E Ratio, EPS Growth. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : PUK
The primary concerns for PUK are PEG Ratio.
Bear Case : UNM
The primary concerns for UNM are Return on Equity, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
PUK profiles as a growth stock while UNM is a value play — different risk/reward profiles.
PUK carries more volatility with a beta of 0.91 — expect wider price swings.
PUK is growing revenue faster at 18.8% — sustainability is the question.
PUK generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
PUK scores higher overall (73/100 vs 70/100), backed by strong 27.6% margins and 18.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Prudential PLC ADR
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential plc offers life and health insurance, retirement and asset management solutions to people in Asia, the United States and Africa. The company is headquartered in London, the United Kingdom.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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