Prudential Financial, Inc. (PRU)vsUnum Group (UNM)
PRU
Prudential Financial, Inc.
$117.66
-0.73%
FINANCIAL SERVICES · Cap: $40.85B
UNM
Unum Group
$93.32
-0.26%
FINANCIAL SERVICES · Cap: $14.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 389% more annual revenue ($65.22B vs $13.35B). PRU leads profitability with a 6.0% profit margin vs 5.3%. PRU appears more attractively valued with a PEG of 0.69. PRU earns a higher WallStSmart Score of 72/100 (B).
PRU
Strong Buy72
out of 100
Grade: B
UNM
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 89.2% YoY
Growing faster than its price suggests
Generating 2.3B in free cash flow
Reasonable price relative to book value
Areas to Watch
6.0% margin — thin
Distress zone — elevated risk
0.3% revenue growth
ROE of 6.5% — below average capital efficiency
5.3% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 14.1% demonstrates continued momentum. PEG of 0.69 suggests the stock is reasonably priced for its growth.
Bull Case : UNM
The strongest argument for UNM centers on Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Altman Z-Score.
Bear Case : UNM
The primary concerns for UNM are Revenue Growth, Return on Equity, Profit Margin.
Key Dynamics to Monitor
PRU carries more volatility with a beta of 0.82 — expect wider price swings.
PRU is growing revenue faster at 14.1% — sustainability is the question.
PRU generates stronger free cash flow (2.3B), providing more financial flexibility.
Monitor INSURANCE - LIFE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PRU scores higher overall (72/100 vs 55/100) and 14.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Unum Group
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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