WallStSmart

Peloton Interactive Inc (PTON)vsSea Ltd (SE)

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Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 1033% more annual revenue ($27.72B vs $2.45B). SE leads profitability with a 5.9% profit margin vs 2.6%. PTON trades at a lower P/E of 35.4x. SE earns a higher WallStSmart Score of 60/100 (C+).

PTON

Hold

46

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 4.7Quality: 7.0
Piotroski: 6/9Altman Z: -1.72

SE

Buy

60

out of 100

Grade: C+

Growth: 8.7Profit: 5.5Value: 7.3Quality: 6.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PTON.

SEUndervalued (+55.9%)

Margin of Safety

+55.9%

Fair Value

$259.48

Current Price

$99.55

$159.93 discount

UndervaluedFair: $259.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PTON2 strengths · Avg: 10.0/10
EPS GrowthGrowth
160.6%10/10

Earnings expanding 160.6% YoY

Debt/EquityHealth
-12.2410/10

Conservative balance sheet, low leverage

SE4 strengths · Avg: 8.8/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

Market CapQuality
$63.26B9/10

Large-cap with strong market position

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Free Cash FlowQuality
$1.15B8/10

Generating 1.1B in free cash flow

Areas to Watch

PTON4 concerns · Avg: 3.3/10
P/E RatioValuation
35.4x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Return on EquityProfitability
-847.0%2/10

ROE of -847.0% — below average capital efficiency

SE3 concerns · Avg: 3.7/10
P/E RatioValuation
39.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PTON

The strongest argument for PTON centers on EPS Growth, Debt/Equity.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 48.1% demonstrates continued momentum. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : PTON

The primary concerns for PTON are P/E Ratio, Revenue Growth, Profit Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are P/E Ratio, Altman Z-Score, Profit Margin.

Key Dynamics to Monitor

PTON profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

PTON carries more volatility with a beta of 2.53 — expect wider price swings.

SE is growing revenue faster at 48.1% — sustainability is the question.

SE generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

SE scores higher overall (60/100 vs 46/100) and 48.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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