WallStSmart

Peloton Interactive Inc (PTON)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 930% more annual revenue ($25.19B vs $2.45B). SE leads profitability with a 6.4% profit margin vs 0.9%. SE trades at a lower P/E of 43.7x. SE earns a higher WallStSmart Score of 52/100 (C-).

PTON

Avoid

33

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.0Quality: 6.0
Piotroski: 4/9Altman Z: -2.13

SE

Buy

52

out of 100

Grade: C-

Growth: 8.0Profit: 5.5Value: 6.0Quality: 7.5
Piotroski: 6/9Altman Z: 1.53
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PTON.

SEUndervalued (+52.3%)

Margin of Safety

+52.3%

Fair Value

$240.26

Current Price

$113.43

$126.83 discount

UndervaluedFair: $240.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PTON1 strengths · Avg: 10.0/10
Debt/EquityHealth
-2.4910/10

Conservative balance sheet, low leverage

SE3 strengths · Avg: 9.3/10
Revenue GrowthGrowth
46.6%10/10

Revenue surging 46.6% year-over-year

Market CapQuality
$65.38B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

PTON4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

P/E RatioValuation
106.5x2/10

Premium valuation, high expectations priced in

SE4 concerns · Avg: 3.8/10
PEG RatioValuation
1.534/10

Expensive relative to growth rate

EPS GrowthGrowth
3.1%4/10

3.1% earnings growth

Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : PTON

The strongest argument for PTON centers on Debt/Equity.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, Market Cap, Debt/Equity. Revenue growth of 46.6% demonstrates continued momentum.

Bear Case : PTON

The primary concerns for PTON are Revenue Growth, EPS Growth, Profit Margin. A P/E of 106.5x leaves little room for execution misses. Thin 0.9% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are PEG Ratio, EPS Growth, Altman Z-Score. A P/E of 43.7x leaves little room for execution misses.

Key Dynamics to Monitor

PTON profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

PTON carries more volatility with a beta of 2.53 — expect wider price swings.

SE is growing revenue faster at 46.6% — sustainability is the question.

SE generates stronger free cash flow (919M), providing more financial flexibility.

Bottom Line

SE scores higher overall (52/100 vs 33/100) and 46.6% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Peloton Interactive Inc

CONSUMER CYCLICAL · LEISURE · USA

Peloton Interactive, Inc. offers interactive fitness products in North America and internationally. The company is headquartered in New York, New York.

Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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