Ready Capital Corp (RC)vsStarwood Property Trust Inc (STWD)
RC
Ready Capital Corp
$1.72
+10.26%
REAL ESTATE · Cap: $274.80M
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates -344% more annual revenue ($580.84M vs $-238.20M). STWD leads profitability with a 60.5% profit margin vs 0.0%. STWD appears more attractively valued with a PEG of 1.74. STWD earns a higher WallStSmart Score of 59/100 (C).
RC
Buy54
out of 100
Grade: C-
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for RC.
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 162.7%
Earnings expanding 305.3% YoY
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
1.0% revenue growth
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : RC
The strongest argument for RC centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : RC
The primary concerns for RC are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 3.43 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
RC profiles as a value stock while STWD is a growth play — different risk/reward profiles.
RC carries more volatility with a beta of 1.49 — expect wider price swings.
STWD is growing revenue faster at 21.8% — sustainability is the question.
RC generates stronger free cash flow (590M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (59/100 vs 54/100), backed by strong 60.5% margins and 21.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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