Ready Capital Corp (RC)vsStarwood Property Trust Inc (STWD)
RC
Ready Capital Corp
$1.58
+3.27%
REAL ESTATE · Cap: $253.40M
STWD
Starwood Property Trust Inc
$17.48
+0.63%
REAL ESTATE · Cap: $6.61B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates -1044% more annual revenue ($547.93M vs $-58.02M). STWD leads profitability with a 75.1% profit margin vs 0.0%. STWD earns a higher WallStSmart Score of 67/100 (B-).
RC
Hold50
out of 100
Grade: D+
STWD
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for RC.
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.48
$36.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Areas to Watch
1.0% revenue growth
3.1% earnings growth
Smaller company, higher risk/reward
0.0% margin — thin
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RC
The strongest argument for RC centers on Price/Book.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bear Case : RC
The primary concerns for RC are Revenue Growth, EPS Growth, Market Cap. Debt-to-equity of 2.13 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
RC profiles as a value stock while STWD is a growth play — different risk/reward profiles.
RC carries more volatility with a beta of 1.50 — expect wider price swings.
STWD is growing revenue faster at 62.6% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (67/100 vs 50/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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