Ready Capital Corp (RC)vsStarwood Property Trust Inc (STWD)
RC
Ready Capital Corp
$1.66
+1.84%
REAL ESTATE · Cap: $289.64M
STWD
Starwood Property Trust Inc
$14.94
-0.93%
REAL ESTATE · Cap: $6.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates -321% more annual revenue ($597.28M vs $-270.31M). STWD leads profitability with a 38.2% profit margin vs 0.0%. STWD appears more attractively valued with a PEG of 1.74. RC earns a higher WallStSmart Score of 54/100 (C-).
RC
Buy54
out of 100
Grade: C-
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for RC.
Margin of Safety
+84.7%
Fair Value
$118.26
Current Price
$14.94
$103.32 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 350.0%
Earnings expanding 305.3% YoY
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
1.0% revenue growth
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RC
The strongest argument for RC centers on Price/Book, Operating Margin, EPS Growth.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : RC
The primary concerns for RC are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 3.74 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
RC profiles as a value stock while STWD is a mature play — different risk/reward profiles.
RC carries more volatility with a beta of 1.53 — expect wider price swings.
STWD is growing revenue faster at 13.4% — sustainability is the question.
RC generates stronger free cash flow (75M), providing more financial flexibility.
Bottom Line
RC scores higher overall (54/100 vs 49/100). STWD offers better value entry with a 84.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ready Capital Corp
REAL ESTATE · REIT - MORTGAGE · USA
Ready Capital Corporation, is a real estate finance company in the United States. The company is headquartered in New York, New York.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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