WallStSmart

Ross Stores Inc (ROST)vsZumiez Inc (ZUMZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ross Stores Inc generates 2349% more annual revenue ($22.75B vs $929.06M). ROST leads profitability with a 9.4% profit margin vs 1.4%. ZUMZ appears more attractively valued with a PEG of 0.96. ROST earns a higher WallStSmart Score of 56/100 (C).

ROST

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 4.7Quality: 8.0
Piotroski: 5/9Altman Z: 3.10

ZUMZ

Buy

55

out of 100

Grade: C-

Growth: 3.3Profit: 4.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ROSTSignificantly Overvalued (-15.8%)

Margin of Safety

-15.8%

Fair Value

$166.32

Current Price

$216.03

$49.71 premium

UndervaluedFair: $166.32Overvalued
ZUMZSignificantly Overvalued (-255.2%)

Margin of Safety

-255.2%

Fair Value

$6.80

Current Price

$21.87

$15.07 premium

UndervaluedFair: $6.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ROST3 strengths · Avg: 9.7/10
Return on EquityProfitability
36.7%10/10

Every $100 of equity generates 37 in profit

Altman Z-ScoreHealth
3.1010/10

Safe zone — low bankruptcy risk

Market CapQuality
$70.18B9/10

Large-cap with strong market position

ZUMZ2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.968/10

Growing faster than its price suggests

Areas to Watch

ROST3 concerns · Avg: 3.3/10
P/E RatioValuation
32.7x4/10

Premium valuation, high expectations priced in

Price/BookValuation
11.2x4/10

Trading at 11.2x book value

PEG RatioValuation
3.112/10

Expensive relative to growth rate

ZUMZ4 concerns · Avg: 3.8/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

EPS GrowthGrowth
1.2%4/10

1.2% earnings growth

Market CapQuality
$371.13M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : ROST

The strongest argument for ROST centers on Return on Equity, Altman Z-Score, Market Cap. Revenue growth of 12.2% demonstrates continued momentum.

Bull Case : ZUMZ

The strongest argument for ZUMZ centers on Price/Book, PEG Ratio. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bear Case : ROST

The primary concerns for ROST are P/E Ratio, Price/Book, PEG Ratio.

Bear Case : ZUMZ

The primary concerns for ZUMZ are P/E Ratio, Revenue Growth, EPS Growth. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

ROST carries more volatility with a beta of 0.98 — expect wider price swings.

ROST is growing revenue faster at 12.2% — sustainability is the question.

ROST generates stronger free cash flow (921M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ROST scores higher overall (56/100 vs 55/100) and 12.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ross Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.

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Zumiez Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Zumiez Inc., is a specialty retailer of clothing, footwear, accessories and durable goods for young men and women. The company is headquartered in Lynnwood, Washington.

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