The TJX Companies Inc (TJX)vsZumiez Inc (ZUMZ)
TJX
The TJX Companies Inc
$159.74
+0.86%
CONSUMER CYCLICAL · Cap: $177.78B
ZUMZ
Zumiez Inc
$21.87
+1.39%
CONSUMER CYCLICAL · Cap: $371.13M
Smart Verdict
WallStSmart Research — data-driven comparison
The TJX Companies Inc generates 6398% more annual revenue ($60.37B vs $929.06M). TJX leads profitability with a 9.1% profit margin vs 1.4%. ZUMZ appears more attractively valued with a PEG of 0.96. TJX earns a higher WallStSmart Score of 56/100 (C).
TJX
Buy56
out of 100
Grade: C
ZUMZ
Buy55
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+30.8%
Fair Value
$227.92
Current Price
$159.74
$68.18 discount
Margin of Safety
-255.2%
Fair Value
$6.80
Current Price
$21.87
$15.07 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 59 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 28.3% YoY
Generating 2.6B in free cash flow
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
Premium valuation, high expectations priced in
Trading at 17.6x book value
Expensive relative to growth rate
Moderate valuation
4.6% revenue growth
1.2% earnings growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bull Case : ZUMZ
The strongest argument for ZUMZ centers on Price/Book, PEG Ratio. PEG of 0.96 suggests the stock is reasonably priced for its growth.
Bear Case : TJX
The primary concerns for TJX are P/E Ratio, Price/Book, PEG Ratio.
Bear Case : ZUMZ
The primary concerns for ZUMZ are P/E Ratio, Revenue Growth, EPS Growth. Thin 1.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
ZUMZ carries more volatility with a beta of 0.90 — expect wider price swings.
TJX is growing revenue faster at 8.5% — sustainability is the question.
TJX generates stronger free cash flow (2.6B), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TJX scores higher overall (56/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
Zumiez Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Zumiez Inc., is a specialty retailer of clothing, footwear, accessories and durable goods for young men and women. The company is headquartered in Lynnwood, Washington.
Compare with Other APPAREL RETAIL Stocks
Want to dig deeper into these stocks?