WallStSmart

Sachem Capital Corp (SACH)vsStarwood Property Trust Inc (STWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Starwood Property Trust Inc generates 3854% more annual revenue ($580.84M vs $14.69M). STWD leads profitability with a 60.5% profit margin vs -4.6%. SACH appears more attractively valued with a PEG of 0.15. STWD earns a higher WallStSmart Score of 59/100 (C).

SACH

Hold

45

out of 100

Grade: D+

Growth: 2.0Profit: 4.0Value: 8.3Quality: 3.5
Piotroski: 5/9Altman Z: 0.44

STWD

Buy

59

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 7.3Quality: 2.5
Piotroski: 2/9Altman Z: 0.03
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SACHUndervalued (+67.6%)

Margin of Safety

+67.6%

Fair Value

$3.09

Current Price

$0.93

$2.16 discount

UndervaluedFair: $3.09Overvalued
STWDUndervalued (+84.7%)

Margin of Safety

+84.7%

Fair Value

$117.88

Current Price

$17.05

$100.83 discount

UndervaluedFair: $117.88Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SACH3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1510/10

Growing faster than its price suggests

Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
1145.0%10/10

Strong operational efficiency at 1145.0%

STWD4 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
60.5%10/10

Keeps 61 of every $100 in revenue as profit

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
21.8%8/10

Revenue surging 21.8% year-over-year

Areas to Watch

SACH4 concerns · Avg: 2.5/10
Market CapQuality
$45.50M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.803/10

Elevated debt levels

Return on EquityProfitability
-0.4%2/10

ROE of -0.4% — below average capital efficiency

Revenue GrowthGrowth
-46.0%2/10

Revenue declined 46.0%

STWD4 concerns · Avg: 3.0/10
PEG RatioValuation
1.744/10

Expensive relative to growth rate

Return on EquityProfitability
5.3%3/10

ROE of 5.3% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-60.4%2/10

Earnings declined 60.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : SACH

The strongest argument for SACH centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.15 suggests the stock is reasonably priced for its growth.

Bull Case : STWD

The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.

Bear Case : SACH

The primary concerns for SACH are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.80 is elevated, increasing financial risk.

Bear Case : STWD

The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.

Key Dynamics to Monitor

SACH profiles as a turnaround stock while STWD is a growth play — different risk/reward profiles.

SACH carries more volatility with a beta of 1.15 — expect wider price swings.

STWD is growing revenue faster at 21.8% — sustainability is the question.

SACH generates stronger free cash flow (472,000), providing more financial flexibility.

Bottom Line

STWD scores higher overall (59/100 vs 45/100), backed by strong 60.5% margins and 21.8% revenue growth. SACH offers better value entry with a 67.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Sachem Capital Corp

REAL ESTATE · REIT - MORTGAGE · USA

Sachem Capital Corp. The company is headquartered in Branford, Connecticut.

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Starwood Property Trust Inc

REAL ESTATE · REIT - MORTGAGE · USA

Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.

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