WallStSmart

Saia Inc (SAIA)vsXPO Logistics Inc (XPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

XPO Logistics Inc generates 155% more annual revenue ($8.30B vs $3.25B). SAIA leads profitability with a 7.8% profit margin vs 4.2%. XPO appears more attractively valued with a PEG of 2.53. XPO earns a higher WallStSmart Score of 53/100 (C-).

SAIA

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 5.5Value: 3.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.95

XPO

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 6.0Value: 2.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for SAIA.

XPOSignificantly Overvalued (-23.4%)

Margin of Safety

-23.4%

Fair Value

$163.60

Current Price

$218.94

$55.34 premium

UndervaluedFair: $163.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAIA2 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

XPO1 strengths · Avg: 8.0/10
EPS GrowthGrowth
46.6%8/10

Earnings expanding 46.6% YoY

Areas to Watch

SAIA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

PEG RatioValuation
2.652/10

Expensive relative to growth rate

XPO4 concerns · Avg: 3.3/10
Price/BookValuation
13.8x4/10

Trading at 13.8x book value

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

PEG RatioValuation
2.532/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : SAIA

The strongest argument for SAIA centers on Debt/Equity, Altman Z-Score.

Bull Case : XPO

The strongest argument for XPO centers on EPS Growth.

Bear Case : SAIA

The primary concerns for SAIA are Revenue Growth, EPS Growth, Profit Margin. A P/E of 50.8x leaves little room for execution misses.

Bear Case : XPO

The primary concerns for XPO are Price/Book, Altman Z-Score, Profit Margin. A P/E of 78.7x leaves little room for execution misses. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

SAIA carries more volatility with a beta of 2.12 — expect wider price swings.

XPO is growing revenue faster at 7.3% — sustainability is the question.

SAIA generates stronger free cash flow (74M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

XPO scores higher overall (53/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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XPO Logistics Inc

INDUSTRIALS · TRUCKING · USA

XPO Logistics, Inc. provides supply chain solutions in the United States, the rest of North America, France, the United Kingdom, the rest of Europe, and internationally. The company is headquartered in Greenwich, Connecticut.

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