WallStSmart

Old Dominion Freight Line Inc (ODFL)vsSaia Inc (SAIA)

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Smart Verdict

WallStSmart Research — data-driven comparison

Old Dominion Freight Line Inc generates 65% more annual revenue ($5.60B vs $3.39B). ODFL leads profitability with a 19.4% profit margin vs 8.2%. SAIA appears more attractively valued with a PEG of 1.49. ODFL earns a higher WallStSmart Score of 67/100 (B-).

ODFL

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 9.0Value: 3.3Quality: 8.0
Piotroski: 4/9Altman Z: 4.87

SAIA

Buy

62

out of 100

Grade: C+

Growth: 8.0Profit: 6.0Value: 5.0Quality: 8.0
Piotroski: 4/9Altman Z: 3.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ODFLSignificantly Overvalued (-27.0%)

Margin of Safety

-27.0%

Fair Value

$143.29

Current Price

$179.79

$36.50 premium

UndervaluedFair: $143.29Overvalued

Intrinsic value data unavailable for SAIA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ODFL5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

Operating MarginProfitability
28.8%8/10

Strong operational efficiency at 28.8%

EPS GrowthGrowth
32.3%8/10

Earnings expanding 32.3% YoY

SAIA4 strengths · Avg: 9.0/10
Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

EPS GrowthGrowth
31.5%8/10

Earnings expanding 31.5% YoY

Areas to Watch

ODFL3 concerns · Avg: 4.0/10
PEG RatioValuation
2.324/10

Expensive relative to growth rate

P/E RatioValuation
36.0x4/10

Premium valuation, high expectations priced in

Price/BookValuation
8.2x4/10

Trading at 8.2x book value

SAIA1 concerns · Avg: 4.0/10
P/E RatioValuation
34.5x4/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : ODFL

The strongest argument for ODFL centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.4% and operating margin at 28.8%. Revenue growth of 10.4% demonstrates continued momentum.

Bull Case : SAIA

The strongest argument for SAIA centers on Debt/Equity, Altman Z-Score, Revenue Growth. Revenue growth of 17.1% demonstrates continued momentum. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : ODFL

The primary concerns for ODFL are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : SAIA

The primary concerns for SAIA are P/E Ratio.

Key Dynamics to Monitor

ODFL profiles as a mature stock while SAIA is a growth play — different risk/reward profiles.

SAIA carries more volatility with a beta of 2.14 — expect wider price swings.

SAIA is growing revenue faster at 17.1% — sustainability is the question.

ODFL generates stronger free cash flow (196M), providing more financial flexibility.

Bottom Line

ODFL scores higher overall (67/100 vs 62/100), backed by strong 19.4% margins and 10.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Old Dominion Freight Line Inc

INDUSTRIALS · TRUCKING · USA

Old Dominion Freight Line, Inc. is an American less than truckload shipping (LTL) company. It offers regional, inter-regional and national LTL service. In addition to its core LTL services, the company offers logistics services including ground and air expedited transportation, supply chain consulting, transportation management, truckload brokerage, container delivery and warehousing, as well as household moving services.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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