WallStSmart

Charles Schwab Corp (SCHW)vsStonex Group Inc (SNEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stonex Group Inc generates 478% more annual revenue ($150.54B vs $26.03B). SCHW leads profitability with a 38.8% profit margin vs 0.3%. SNEX trades at a lower P/E of 18.4x. SCHW earns a higher WallStSmart Score of 79/100 (B+).

SCHW

Strong Buy

79

out of 100

Grade: B+

Growth: 8.0Profit: 8.0Value: 5.7Quality: 6.5
Piotroski: 6/9Altman Z: -0.14

SNEX

Buy

60

out of 100

Grade: C+

Growth: 9.3Profit: 5.0Value: 5.3Quality: 4.0
Piotroski: 1/9Altman Z: 3.49

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SCHW6 strengths · Avg: 9.0/10
Profit MarginProfitability
38.8%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
51.9%10/10

Strong operational efficiency at 51.9%

Market CapQuality
$175.30B9/10

Large-cap with strong market position

Return on EquityProfitability
20.2%9/10

Every $100 of equity generates 20 in profit

Revenue GrowthGrowth
20.9%8/10

Revenue surging 20.9% year-over-year

EPS GrowthGrowth
42.6%8/10

Earnings expanding 42.6% YoY

SNEX5 strengths · Avg: 8.8/10
EPS GrowthGrowth
120.2%10/10

Earnings expanding 120.2% YoY

Altman Z-ScoreHealth
3.4910/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.8%8/10

Revenue surging 23.8% year-over-year

Free Cash FlowQuality
$4.19B8/10

Generating 4.2B in free cash flow

Areas to Watch

SCHW1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
-0.142/10

Distress zone — elevated risk

SNEX4 concerns · Avg: 2.5/10
Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
0.5%3/10

Operating margin of 0.5%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Debt/EquityHealth
7.161/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : SCHW

The strongest argument for SCHW centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 38.8% and operating margin at 51.9%. Revenue growth of 20.9% demonstrates continued momentum.

Bull Case : SNEX

The strongest argument for SNEX centers on EPS Growth, Altman Z-Score, Price/Book. Revenue growth of 23.8% demonstrates continued momentum.

Bear Case : SCHW

The primary concerns for SCHW are Altman Z-Score.

Bear Case : SNEX

The primary concerns for SNEX are Profit Margin, Operating Margin, Piotroski F-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

SCHW carries more volatility with a beta of 0.76 — expect wider price swings.

SNEX is growing revenue faster at 23.8% — sustainability is the question.

SCHW generates stronger free cash flow (7.2B), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SCHW scores higher overall (79/100 vs 60/100), backed by strong 38.8% margins and 20.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Charles Schwab Corp

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Charles Schwab Corporation is an American multinational financial services company. It offers banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.

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Stonex Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

StoneX Group Inc. is a global financial services network connecting businesses, organizations, merchants and investors to the global market ecosystem. The company is headquartered in New York, New York.

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