WallStSmart

Shopify Inc (SHOP)vsUpland Software Inc (UPLD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shopify Inc generates 6024% more annual revenue ($12.37B vs $201.91M). SHOP leads profitability with a 10.8% profit margin vs -7.1%. UPLD appears more attractively valued with a PEG of 1.25. SHOP earns a higher WallStSmart Score of 50/100 (C-).

SHOP

Buy

50

out of 100

Grade: C-

Growth: 7.3Profit: 7.0Value: 4.7Quality: 8.5
Piotroski: 3/9Altman Z: 6.61

UPLD

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 5.3Quality: 3.0
Piotroski: 4/9Altman Z: -1.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SHOPUndervalued (+18.2%)

Margin of Safety

+18.2%

Fair Value

$143.01

Current Price

$111.62

$31.39 discount

UndervaluedFair: $143.01Overvalued

Intrinsic value data unavailable for UPLD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SHOP4 strengths · Avg: 9.8/10
Revenue GrowthGrowth
34.3%10/10

Revenue surging 34.3% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
6.6110/10

Safe zone — low bankruptcy risk

Market CapQuality
$145.36B9/10

Large-cap with strong market position

UPLD0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

SHOP4 concerns · Avg: 3.3/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

Price/BookValuation
11.6x4/10

Trading at 11.6x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
109.8x2/10

Premium valuation, high expectations priced in

UPLD4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$14.09M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-18.3%2/10

ROE of -18.3% — below average capital efficiency

Revenue GrowthGrowth
-23.5%2/10

Revenue declined 23.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : SHOP

The strongest argument for SHOP centers on Revenue Growth, Debt/Equity, Altman Z-Score. Revenue growth of 34.3% demonstrates continued momentum.

Bull Case : UPLD

PEG of 1.25 suggests the stock is reasonably priced for its growth.

Bear Case : SHOP

The primary concerns for SHOP are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 109.8x leaves little room for execution misses.

Bear Case : UPLD

The primary concerns for UPLD are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 2.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

SHOP profiles as a growth stock while UPLD is a turnaround play — different risk/reward profiles.

SHOP carries more volatility with a beta of 2.59 — expect wider price swings.

SHOP is growing revenue faster at 34.3% — sustainability is the question.

SHOP generates stronger free cash flow (476M), providing more financial flexibility.

Bottom Line

SHOP scores higher overall (50/100 vs 36/100) and 34.3% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shopify Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Shopify Inc., a commerce company, offers a commerce and service platform in Canada, the United States, the United Kingdom, Australia, Latin America, and internationally. The company is headquartered in Ottawa, Canada.

Upland Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upland Software, Inc. offers cloud-based enterprise work management software in the United States, the United Kingdom, Canada, and internationally. The company is headquartered in Austin, Texas.

Want to dig deeper into these stocks?