Starwood Property Trust Inc (STWD)vsTPG RE Finance Trust Inc (TRTX)
STWD
Starwood Property Trust Inc
$17.48
+0.63%
REAL ESTATE · Cap: $6.61B
TRTX
TPG RE Finance Trust Inc
$8.07
+2.02%
REAL ESTATE · Cap: $628.40M
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 314% more annual revenue ($547.93M vs $132.24M). STWD leads profitability with a 75.1% profit margin vs 45.6%. TRTX trades at a lower P/E of 14.1x. STWD earns a higher WallStSmart Score of 67/100 (B-).
STWD
Strong Buy67
out of 100
Grade: B-
TRTX
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.48
$36.34 discount
Margin of Safety
-132.0%
Fair Value
$3.88
Current Price
$8.07
$4.19 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 46 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 5.5% — below average capital efficiency
Revenue declined 21.1%
Earnings declined 97.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bull Case : TRTX
The strongest argument for TRTX centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 45.6% and operating margin at 17.1%.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Bear Case : TRTX
The primary concerns for TRTX are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
STWD profiles as a growth stock while TRTX is a declining play — different risk/reward profiles.
TRTX carries more volatility with a beta of 1.56 — expect wider price swings.
STWD is growing revenue faster at 62.6% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (67/100 vs 48/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
TPG RE Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires and manages commercial mortgage loans and other commercial real estate-related debt instruments in North America. The company is headquartered in New York, New York.
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