Starwood Property Trust Inc (STWD)vsTPG RE Finance Trust Inc (TRTX)
STWD
Starwood Property Trust Inc
$15.62
0.00%
REAL ESTATE · Cap: $6.03B
TRTX
TPG RE Finance Trust Inc
$7.42
-0.80%
REAL ESTATE · Cap: $603.02M
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 352% more annual revenue ($597.28M vs $132.25M). TRTX leads profitability with a 43.9% profit margin vs 38.2%. TRTX trades at a lower P/E of 14.3x. TRTX earns a higher WallStSmart Score of 52/100 (C-).
STWD
Hold49
out of 100
Grade: D+
TRTX
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+84.8%
Fair Value
$118.70
Current Price
$15.62
$103.08 discount
Intrinsic value data unavailable for TRTX.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Reasonable price relative to book value
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 43.5%
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Smaller company, higher risk/reward
ROE of 5.6% — below average capital efficiency
Weak financial health signals
Revenue declined 11.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bull Case : TRTX
The strongest argument for TRTX centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.9% and operating margin at 43.5%.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Bear Case : TRTX
The primary concerns for TRTX are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.36 is elevated, increasing financial risk.
Key Dynamics to Monitor
STWD profiles as a mature stock while TRTX is a declining play — different risk/reward profiles.
TRTX carries more volatility with a beta of 1.47 — expect wider price swings.
STWD is growing revenue faster at 13.4% — sustainability is the question.
TRTX generates stronger free cash flow (19M), providing more financial flexibility.
Bottom Line
TRTX scores higher overall (52/100 vs 49/100), backed by strong 43.9% margins. STWD offers better value entry with a 84.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
TPG RE Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires and manages commercial mortgage loans and other commercial real estate-related debt instruments in North America. The company is headquartered in New York, New York.
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