Starwood Property Trust Inc (STWD)vsTPG RE Finance Trust Inc (TRTX)
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
TRTX
TPG RE Finance Trust Inc
$8.45
+0.84%
REAL ESTATE · Cap: $657.12M
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 326% more annual revenue ($580.84M vs $136.23M). STWD leads profitability with a 60.5% profit margin vs 48.1%. TRTX trades at a lower P/E of 13.3x. TRTX earns a higher WallStSmart Score of 68/100 (B-).
STWD
Buy59
out of 100
Grade: C
TRTX
Strong Buy68
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Intrinsic value data unavailable for TRTX.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Reasonable price relative to book value
Keeps 48 of every $100 in revenue as profit
Strong operational efficiency at 50.7%
Earnings expanding 58.3% YoY
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bull Case : TRTX
The strongest argument for TRTX centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 48.1% and operating margin at 50.7%. Revenue growth of 11.9% demonstrates continued momentum.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Bear Case : TRTX
The primary concerns for TRTX are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.17 is elevated, increasing financial risk.
Key Dynamics to Monitor
STWD profiles as a growth stock while TRTX is a mature play — different risk/reward profiles.
TRTX carries more volatility with a beta of 1.47 — expect wider price swings.
STWD is growing revenue faster at 21.8% — sustainability is the question.
TRTX generates stronger free cash flow (22M), providing more financial flexibility.
Bottom Line
TRTX scores higher overall (68/100 vs 59/100), backed by strong 48.1% margins and 11.9% revenue growth. STWD offers better value entry with a 84.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
TPG RE Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires and manages commercial mortgage loans and other commercial real estate-related debt instruments in North America. The company is headquartered in New York, New York.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?