The TJX Companies Inc (TJX)vsTillys Inc (TLYS)
TJX
The TJX Companies Inc
$126.02
-0.32%
CONSUMER CYCLICAL · Cap: $138.62B
TLYS
Tillys Inc
$4.60
+7.23%
CONSUMER CYCLICAL · Cap: $134.58M
Smart Verdict
WallStSmart Research — data-driven comparison
The TJX Companies Inc generates 10828% more annual revenue ($62.36B vs $570.69M). TJX leads profitability with a 9.7% profit margin vs -0.6%. TLYS appears more attractively valued with a PEG of 0.88. TJX earns a higher WallStSmart Score of 58/100 (C).
TJX
Buy58
out of 100
Grade: C
TLYS
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+10.6%
Fair Value
$140.96
Current Price
$126.02
$14.94 discount
Intrinsic value data unavailable for TLYS.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 57 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 23.6% YoY
Generating 1.7B in free cash flow
Growing faster than its price suggests
Reasonable price relative to book value
15.9% revenue growth
Areas to Watch
Expensive relative to growth rate
Trading at 13.4x book value
Elevated debt levels
Smaller company, higher risk/reward
Elevated debt levels
Premium valuation, high expectations priced in
ROE of -18.8% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bull Case : TLYS
The strongest argument for TLYS centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 15.9% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bear Case : TJX
The primary concerns for TJX are PEG Ratio, Price/Book, Debt/Equity.
Bear Case : TLYS
The primary concerns for TLYS are Market Cap, Debt/Equity, P/E Ratio. A P/E of 73.3x leaves little room for execution misses. Debt-to-equity of 1.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
TJX profiles as a value stock while TLYS is a growth play — different risk/reward profiles.
TJX carries more volatility with a beta of 0.59 — expect wider price swings.
TLYS is growing revenue faster at 15.9% — sustainability is the question.
TJX generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
TJX scores higher overall (58/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
Tillys Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Tilly's, Inc. is a specialty retailer of casual clothing, footwear, accessories and consumer goods for young men and women and boys and girls in the United States. The company is headquartered in Irvine, California.
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