WallStSmart

United-Guardian Inc (UG)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 6566030% more annual revenue ($735.84B vs $11.21M). UG leads profitability with a 22.0% profit margin vs 3.0%. UG appears more attractively valued with a PEG of 1.13. UG earns a higher WallStSmart Score of 65/100 (B-).

UG

Strong Buy

65

out of 100

Grade: B-

Growth: 5.3Profit: 8.0Value: 8.0Quality: 7.3
Piotroski: 3/9Altman Z: 7.18

WMT

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

UGUndervalued (+36.8%)

Margin of Safety

+36.8%

Fair Value

$10.43

Current Price

$7.17

$3.26 discount

UndervaluedFair: $10.43Overvalued

Intrinsic value data unavailable for WMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UG5 strengths · Avg: 8.6/10
Altman Z-ScoreHealth
7.1810/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

WMT4 strengths · Avg: 9.3/10
Market CapQuality
$852.71B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.5%9/10

Every $100 of equity generates 22 in profit

Free Cash FlowQuality
$7.47B8/10

Generating 7.5B in free cash flow

Areas to Watch

UG2 concerns · Avg: 3.0/10
Market CapQuality
$32.78M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

WMT4 concerns · Avg: 3.5/10
P/E RatioValuation
38.3x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.0x4/10

Trading at 9.0x book value

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : UG

The strongest argument for UG centers on Altman Z-Score, Profit Margin, P/E Ratio. Profitability is solid with margins at 22.0% and operating margin at 24.3%. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : UG

The primary concerns for UG are Market Cap, Piotroski F-Score.

Bear Case : WMT

The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

UG profiles as a mature stock while WMT is a value play — different risk/reward profiles.

UG carries more volatility with a beta of 0.96 — expect wider price swings.

UG is growing revenue faster at 9.5% — sustainability is the question.

WMT generates stronger free cash flow (7.5B), providing more financial flexibility.

Bottom Line

UG scores higher overall (65/100 vs 43/100), backed by strong 22.0% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United-Guardian Inc

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.

Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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