WallStSmart

Unilever PLC ADR (UL)vsWalmart Inc. (WMT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 1354% more annual revenue ($735.84B vs $50.62B). UL leads profitability with a 18.3% profit margin vs 3.0%. WMT appears more attractively valued with a PEG of 4.21. UL earns a higher WallStSmart Score of 48/100 (D+).

UL

Hold

48

out of 100

Grade: D+

Growth: 2.7Profit: 8.5Value: 4.3Quality: 5.0
Piotroski: 4/9Altman Z: 2.20

WMT

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
70.6%10/10

Every $100 of equity generates 71 in profit

Market CapQuality
$133.11B9/10

Large-cap with strong market position

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

Free Cash FlowQuality
$1.76B8/10

Generating 1.8B in free cash flow

WMT4 strengths · Avg: 9.3/10
Market CapQuality
$879.61B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.5%9/10

Every $100 of equity generates 22 in profit

Free Cash FlowQuality
$7.47B8/10

Generating 7.5B in free cash flow

Areas to Watch

UL4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Debt/EquityHealth
1.983/10

Elevated debt levels

PEG RatioValuation
10.742/10

Expensive relative to growth rate

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

WMT4 concerns · Avg: 3.0/10
Price/BookValuation
9.1x4/10

Trading at 9.1x book value

Profit MarginProfitability
3.0%3/10

3.0% margin — thin

Operating MarginProfitability
3.5%3/10

Operating margin of 3.5%

PEG RatioValuation
4.212/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 20.3%.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : UL

The primary concerns for UL are Revenue Growth, Debt/Equity, PEG Ratio. Debt-to-equity of 1.98 is elevated, increasing financial risk.

Bear Case : WMT

The primary concerns for WMT are Price/Book, Profit Margin, Operating Margin. A P/E of 40.0x leaves little room for execution misses. Thin 3.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

WMT carries more volatility with a beta of 0.59 — expect wider price swings.

WMT is growing revenue faster at 5.9% — sustainability is the question.

WMT generates stronger free cash flow (7.5B), providing more financial flexibility.

Monitor HOUSEHOLD & PERSONAL PRODUCTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UL scores higher overall (48/100 vs 43/100), backed by strong 18.3% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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