WallStSmart

U-Haul Holding Company (UHAL)vsVestis Corporation (VSTS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

U-Haul Holding Company generates 122% more annual revenue ($6.00B vs $2.71B). UHAL leads profitability with a 2.1% profit margin vs -1.1%. UHAL earns a higher WallStSmart Score of 40/100 (F).

UHAL

Hold

40

out of 100

Grade: F

Growth: 5.3Profit: 4.0Value: 4.7Quality: 5.0

VSTS

Avoid

35

out of 100

Grade: F

Growth: 4.7Profit: 3.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

UHALSignificantly Overvalued (-1424.1%)

Margin of Safety

-1424.1%

Fair Value

$3.20

Current Price

$45.67

$42.47 premium

UndervaluedFair: $3.20Overvalued

Intrinsic value data unavailable for VSTS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

VSTS1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Areas to Watch

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

VSTS4 concerns · Avg: 2.5/10
Market CapQuality
$705.34M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
3.8%3/10

Operating margin of 3.8%

Return on EquityProfitability
-3.4%2/10

ROE of -3.4% — below average capital efficiency

Revenue GrowthGrowth
-3.5%2/10

Revenue declined 3.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bull Case : VSTS

The strongest argument for VSTS centers on Price/Book.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 94.8x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Bear Case : VSTS

The primary concerns for VSTS are Market Cap, Operating Margin, Return on Equity.

Key Dynamics to Monitor

UHAL profiles as a value stock while VSTS is a turnaround play — different risk/reward profiles.

VSTS carries more volatility with a beta of 1.19 — expect wider price swings.

UHAL is growing revenue faster at 1.9% — sustainability is the question.

VSTS generates stronger free cash flow (28M), providing more financial flexibility.

Bottom Line

UHAL scores higher overall (40/100 vs 35/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

Vestis Corporation

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Vestis Corporation provides customized uniform rental and purchase programs in the United States, Canada, Puerto Rico, and Japan. The company is headquartered in Roswell, Georgia.

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