WallStSmart

Walker & Dunlop Inc (WD)vsWells Fargo & Company (WFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Wells Fargo & Company generates 6505% more annual revenue ($81.14B vs $1.23B). WFC leads profitability with a 26.7% profit margin vs 5.7%. WD appears more attractively valued with a PEG of 1.09. WFC earns a higher WallStSmart Score of 74/100 (B).

WD

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 4.5Value: 5.7Quality: 3.0
Piotroski: 2/9Altman Z: 0.65

WFC

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 7.0Quality: 3.0
Piotroski: 4/9Altman Z: -0.38

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

WD3 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
32.0%10/10

Revenue surging 32.0% year-over-year

EPS GrowthGrowth
471.1%10/10

Earnings expanding 471.1% YoY

WFC6 strengths · Avg: 8.8/10
Market CapQuality
$236.15B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Profit MarginProfitability
26.7%9/10

Keeps 27 of every $100 in revenue as profit

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.4%8/10

Strong operational efficiency at 29.4%

Free Cash FlowQuality
$9.14B8/10

Generating 9.1B in free cash flow

Areas to Watch

WD4 concerns · Avg: 3.3/10
P/E RatioValuation
26.4x4/10

Moderate valuation

Market CapQuality
$1.83B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.2%3/10

ROE of 4.2% — below average capital efficiency

Profit MarginProfitability
5.7%3/10

5.7% margin — thin

WFC2 concerns · Avg: 1.5/10
Altman Z-ScoreHealth
-0.382/10

Distress zone — elevated risk

Debt/EquityHealth
2.531/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : WD

The strongest argument for WD centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 32.0% demonstrates continued momentum. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : WFC

The strongest argument for WFC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bear Case : WD

The primary concerns for WD are P/E Ratio, Market Cap, Return on Equity. Debt-to-equity of 1.95 is elevated, increasing financial risk.

Bear Case : WFC

The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

WD profiles as a hypergrowth stock while WFC is a mature play — different risk/reward profiles.

WD carries more volatility with a beta of 1.49 — expect wider price swings.

WD is growing revenue faster at 32.0% — sustainability is the question.

WFC generates stronger free cash flow (9.1B), providing more financial flexibility.

Bottom Line

WFC scores higher overall (74/100 vs 66/100), backed by strong 26.7% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Walker & Dunlop Inc

FINANCIAL SERVICES · MORTGAGE FINANCE · USA

Walker & Dunlop, Inc. originates, sells and services a variety of commercial and multifamily real estate financing products and services for real estate owners and developers in the United States. The company is headquartered in Bethesda, Maryland.

Wells Fargo & Company

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.

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