Cherry Hill Mortgage Investment Corp (CHMI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Cherry Hill Mortgage Investment Corp stock (CHMI) is currently trading at $2.78. Cherry Hill Mortgage Investment Corp PS ratio (Price-to-Sales) is 3.11. Analyst consensus price target for CHMI is $3.00. WallStSmart rates CHMI as Underperform.
- CHMI PE ratio analysis and historical PE chart
- CHMI PS ratio (Price-to-Sales) history and trend
- CHMI intrinsic value — DCF, Graham Number, EPV models
- CHMI stock price prediction 2025 2026 2027 2028 2029 2030
- CHMI fair value vs current price
- CHMI insider transactions and insider buying
- Is CHMI undervalued or overvalued?
- Cherry Hill Mortgage Investment Corp financial analysis — revenue, earnings, cash flow
- CHMI Piotroski F-Score and Altman Z-Score
- CHMI analyst price target and Smart Rating
Cherry Hill Mortgage Investment Corp
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Smart Analysis
Cherry Hill Mortgage Investment Corp (CHMI) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around market cap and peg ratio. Mixed signals suggest waiting for clearer direction before acting.
Cherry Hill Mortgage Investment Corp (CHMI) Key Strengths (3)
Keeps $60 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $21 of every $100 in revenue as net profit
Cherry Hill Mortgage Investment Corp (CHMI) Areas to Watch (7)
PEG ratio is negative or unavailable
Revenue declining -34.80%, a shrinking business
Earnings declining -49.50%, profits shrinking
Very low returns on shareholder equity
Micro-cap company with very limited liquidity and high volatility
Low institutional interest, mostly retail-driven
Revenue is fairly priced at 3.11x sales
Supporting Valuation Data
Cherry Hill Mortgage Investment Corp (CHMI) Detailed Analysis Report
Overall Assessment
This company scores 46/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 3 register as strengths (avg 10.0/10) while 7 fall into concern territory (avg 2.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.77) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 59.50%, Profit Margin at 20.90%.
The Bear Case
The primary concerns are PEG Ratio, Revenue Growth, EPS Growth. Some valuation metrics including PEG Ratio (N/A), Price/Sales (3.11) suggest expensive pricing. Growth concerns include Revenue Growth at -34.80%, EPS Growth at -49.50%, which may limit upside. Profitability pressure is visible in Return on Equity at 2.94%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 2.94% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -34.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. PEG Ratio and Revenue Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
CHMI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
CHMI's Price-to-Sales ratio of 3.11x trades at a deep discount to its historical average of 16.92x (12th percentile). The current valuation is 96% below its historical high of 83.69x set in Mar 2015, and 28% above its historical low of 2.44x in Feb 2026. Over the past 12 months, the PS ratio has compressed from ~3.7x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Cherry Hill Mortgage Investment Corp (CHMI) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
Cherry Hill Mortgage Investment Corp faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 33M with 35% decline year-over-year. Profit margins are strong at 20.9%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 294.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 20.9% and operating margin of 59.5% demonstrate strong pricing power and operational efficiency.
Revenue contracted 35% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 18.5%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact Cherry Hill Mortgage Investment Corp.
Bottom Line
Cherry Hill Mortgage Investment Corp faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Cherry Hill Mortgage Investment Corp(CHMI)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.