Cherry Hill Mortgage Investment Corp (CHMI)vsStarwood Property Trust Inc (STWD)
CHMI
Cherry Hill Mortgage Investment Corp
$2.35
-2.08%
REAL ESTATE · Cap: $88.33M
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 1351% more annual revenue ($580.84M vs $40.03M). STWD leads profitability with a 60.5% profit margin vs 35.2%. CHMI trades at a lower P/E of 15.8x. STWD earns a higher WallStSmart Score of 59/100 (C).
CHMI
Hold44
out of 100
Grade: D
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.9%
Fair Value
$11.53
Current Price
$2.35
$9.18 discount
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Revenue declined 34.8%
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : CHMI
The strongest argument for CHMI centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 35.2% and operating margin at 19.7%.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : CHMI
The primary concerns for CHMI are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 5.54 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
CHMI profiles as a declining stock while STWD is a growth play — different risk/reward profiles.
CHMI carries more volatility with a beta of 1.07 — expect wider price swings.
STWD is growing revenue faster at 21.8% — sustainability is the question.
CHMI generates stronger free cash flow (13M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (59/100 vs 44/100), backed by strong 60.5% margins and 21.8% revenue growth. CHMI offers better value entry with a 77.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cherry Hill Mortgage Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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