Cherry Hill Mortgage Investment Corp (CHMI)vsStarwood Property Trust Inc (STWD)
CHMI
Cherry Hill Mortgage Investment Corp
$2.87
-1.03%
REAL ESTATE · Cap: $107.56M
STWD
Starwood Property Trust Inc
$15.62
0.00%
REAL ESTATE · Cap: $6.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 1314% more annual revenue ($597.28M vs $42.24M). CHMI leads profitability with a 38.6% profit margin vs 38.2%. CHMI trades at a lower P/E of 13.7x. CHMI earns a higher WallStSmart Score of 56/100 (C).
CHMI
Buy56
out of 100
Grade: C
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+82.1%
Fair Value
$14.23
Current Price
$2.87
$11.36 discount
Margin of Safety
+84.8%
Fair Value
$118.70
Current Price
$15.62
$103.08 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 37.9%
Attractively priced relative to earnings
Revenue surging 27.6% year-over-year
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Earnings declined 49.5%
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : CHMI
The strongest argument for CHMI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 38.6% and operating margin at 37.9%. Revenue growth of 27.6% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : CHMI
The primary concerns for CHMI are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
CHMI profiles as a growth stock while STWD is a mature play — different risk/reward profiles.
CHMI carries more volatility with a beta of 1.07 — expect wider price swings.
CHMI is growing revenue faster at 27.6% — sustainability is the question.
CHMI generates stronger free cash flow (5M), providing more financial flexibility.
Bottom Line
CHMI scores higher overall (56/100 vs 49/100), backed by strong 38.6% margins and 27.6% revenue growth. STWD offers better value entry with a 84.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cherry Hill Mortgage Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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