AGNC Investment Corp. (AGNC)vsCherry Hill Mortgage Investment Corp (CHMI)
AGNC
AGNC Investment Corp.
$10.15
-0.39%
REAL ESTATE · Cap: $12.46B
CHMI
Cherry Hill Mortgage Investment Corp
$2.87
-1.03%
REAL ESTATE · Cap: $107.56M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 5584% more annual revenue ($2.40B vs $42.24M). AGNC leads profitability with a 94.4% profit margin vs 38.6%. AGNC trades at a lower P/E of 5.2x. AGNC earns a higher WallStSmart Score of 75/100 (B+).
AGNC
Strong Buy75
out of 100
Grade: B+
CHMI
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-45.0%
Fair Value
$7.88
Current Price
$10.15
$2.27 premium
Margin of Safety
+82.1%
Fair Value
$14.23
Current Price
$2.87
$11.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 37.9%
Attractively priced relative to earnings
Revenue surging 27.6% year-over-year
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 6.2% — below average capital efficiency
Weak financial health signals
Earnings declined 49.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : CHMI
The strongest argument for CHMI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 38.6% and operating margin at 37.9%. Revenue growth of 27.6% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : CHMI
The primary concerns for CHMI are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC carries more volatility with a beta of 1.30 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (218M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGNC scores higher overall (75/100 vs 56/100), backed by strong 94.4% margins and 546.0% revenue growth. CHMI offers better value entry with a 82.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Cherry Hill Mortgage Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.
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