Chimera Investment Corporation (CIM)vsStarwood Property Trust Inc (STWD)
CIM
Chimera Investment Corporation
$12.86
+1.58%
REAL ESTATE · Cap: $1.05B
STWD
Starwood Property Trust Inc
$17.48
+0.63%
REAL ESTATE · Cap: $6.61B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 49% more annual revenue ($547.93M vs $368.88M). STWD leads profitability with a 75.1% profit margin vs 62.5%. STWD appears more attractively valued with a PEG of 2.73. STWD earns a higher WallStSmart Score of 67/100 (B-).
CIM
Buy55
out of 100
Grade: C-
STWD
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-11.9%
Fair Value
$11.70
Current Price
$12.86
$1.16 premium
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.48
$36.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 63 of every $100 in revenue as profit
Strong operational efficiency at 43.2%
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Revenue declined 75.9%
Earnings declined 58.5%
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CIM
The strongest argument for CIM centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 62.5% and operating margin at 43.2%.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bear Case : CIM
The primary concerns for CIM are Market Cap, PEG Ratio, Revenue Growth. Debt-to-equity of 5.08 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
CIM profiles as a declining stock while STWD is a growth play — different risk/reward profiles.
CIM carries more volatility with a beta of 1.85 — expect wider price swings.
STWD is growing revenue faster at 62.6% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (67/100 vs 55/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chimera Investment Corporation
REAL ESTATE · REIT - MORTGAGE · USA
Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
Compare with Other REIT - MORTGAGE Stocks
Want to dig deeper into these stocks?