Granite Point Mortgage Trust Inc (GPMT) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Granite Point Mortgage Trust Inc stock (GPMT) is currently trading at $1.46. Granite Point Mortgage Trust Inc PS ratio (Price-to-Sales) is 11.53. Analyst consensus price target for GPMT is $2.05. WallStSmart rates GPMT as Sell.
- GPMT PE ratio analysis and historical PE chart
- GPMT PS ratio (Price-to-Sales) history and trend
- GPMT intrinsic value — DCF, Graham Number, EPV models
- GPMT stock price prediction 2025 2026 2027 2028 2029 2030
- GPMT fair value vs current price
- GPMT insider transactions and insider buying
- Is GPMT undervalued or overvalued?
- Granite Point Mortgage Trust Inc financial analysis — revenue, earnings, cash flow
- GPMT Piotroski F-Score and Altman Z-Score
- GPMT analyst price target and Smart Rating
Granite Point Mortgage Trust Inc
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Smart Analysis
Granite Point Mortgage Trust Inc (GPMT) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around market cap and return on equity. Mixed signals suggest waiting for clearer direction before acting.
Granite Point Mortgage Trust Inc (GPMT) Key Strengths (3)
Keeps $245 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Revenue surging 82.70% year-over-year
Granite Point Mortgage Trust Inc (GPMT) Areas to Watch (5)
Company is destroying shareholder value
Earnings declining -95.80%, profits shrinking
Very expensive at 11.5x annual revenue
Micro-cap company with very limited liquidity and high volatility
Moderate institutional interest at 48.06%
Supporting Valuation Data
Granite Point Mortgage Trust Inc (GPMT) Detailed Analysis Report
Overall Assessment
This company scores 42/100 in our Smart Analysis, earning a D grade. Out of 8 metrics analyzed, 3 register as strengths (avg 10.0/10) while 5 fall into concern territory (avg 2.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Revenue Growth. Valuation metrics including Price/Book (0.13) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 244.80%. Growth metrics are encouraging with Revenue Growth at 82.70%.
The Bear Case
The primary concerns are Return on Equity, EPS Growth, Price/Sales. Some valuation metrics including Price/Sales (11.53) suggest expensive pricing. Growth concerns include EPS Growth at -95.80%, which may limit upside. Profitability pressure is visible in Return on Equity at -7.02%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -7.02% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 82.70% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
GPMT Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
GPMT's Price-to-Sales ratio of 11.53x trades 76% above its historical average of 6.54x (80th percentile), historically expensive. The current valuation is 38% below its historical high of 18.48x set in Aug 2017, and 1888% above its historical low of 0.58x in Feb 2026. Over the past 12 months, the PS ratio has expanded from ~1.6x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Granite Point Mortgage Trust Inc (GPMT) · REAL ESTATE › REIT - MORTGAGE
The Big Picture
Granite Point Mortgage Trust Inc is in a high-growth phase, prioritizing rapid expansion over margins. Revenue reached 6M with 83% growth year-over-year. The company is currently unprofitable, posting a 0.0% profit margin.
Key Findings
Revenue growing at 83% YoY, reaching 6M. This pace significantly outperforms most REIT - MORTGAGE peers.
Free cash flow is -657,000, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
Earnings fell 96% YoY while revenue grew 83%. This gap usually reflects one-time items (tax benefits, write-offs) in the prior period, not an operational decline.
What to Watch Next
Growth sustainability: can Granite Point Mortgage Trust Inc maintain 83%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 13.3%. Watch payout ratio and free cash flow coverage.
Volatility is elevated with a beta of 1.75, so expect amplified moves relative to the broader market.
Sector dynamics: monitor REIT - MORTGAGE industry trends, competitive moves, and regulatory changes that could impact Granite Point Mortgage Trust Inc.
Bottom Line
Granite Point Mortgage Trust Inc is a high-conviction growth story with revenue accelerating at 83% while profitability is still developing. For growth-oriented investors, the trajectory is compelling. For value investors, the thin 0.0% margins and premium valuation suggest patience until the unit economics mature further.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Granite Point Mortgage Trust Inc(GPMT)
NYSE
REAL ESTATE
REIT - MORTGAGE
USA
Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.