Granite Point Mortgage Trust Inc (GPMT)vsStarwood Property Trust Inc (STWD)
GPMT
Granite Point Mortgage Trust Inc
$1.46
+1.04%
REAL ESTATE · Cap: $72.77M
STWD
Starwood Property Trust Inc
$17.48
+0.63%
REAL ESTATE · Cap: $6.61B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 8585% more annual revenue ($547.93M vs $6.31M). STWD leads profitability with a 75.1% profit margin vs 0.0%. STWD earns a higher WallStSmart Score of 67/100 (B-).
GPMT
Hold44
out of 100
Grade: D
STWD
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GPMT.
Margin of Safety
+66.4%
Fair Value
$53.82
Current Price
$17.48
$36.34 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Revenue surging 82.7% year-over-year
Reasonable price relative to book value
Keeps 75 of every $100 in revenue as profit
Revenue surging 62.6% year-over-year
Earnings expanding 78.0% YoY
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Operating margin of 2.4%
ROE of -7.0% — below average capital efficiency
ROE of 6.0% — below average capital efficiency
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : GPMT
The strongest argument for GPMT centers on Price/Book, Revenue Growth. Revenue growth of 82.7% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, Revenue Growth. Profitability is solid with margins at 75.1% and operating margin at 11.2%. Revenue growth of 62.6% demonstrates continued momentum.
Bear Case : GPMT
The primary concerns for GPMT are Market Cap, Profit Margin, Operating Margin.
Bear Case : STWD
The primary concerns for STWD are Return on Equity, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
GPMT profiles as a hypergrowth stock while STWD is a growth play — different risk/reward profiles.
GPMT carries more volatility with a beta of 1.75 — expect wider price swings.
GPMT is growing revenue faster at 82.7% — sustainability is the question.
STWD generates stronger free cash flow (190M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (67/100 vs 44/100), backed by strong 75.1% margins and 62.6% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Granite Point Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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