Granite Point Mortgage Trust Inc (GPMT)vsAnnaly Capital Management, Inc. (NLY)
GPMT
Granite Point Mortgage Trust Inc
$1.46
+1.04%
REAL ESTATE · Cap: $72.77M
NLY
Annaly Capital Management, Inc.
$21.41
+1.57%
REAL ESTATE · Cap: $15.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 37651% more annual revenue ($2.38B vs $6.31M). NLY leads profitability with a 85.1% profit margin vs 0.0%. NLY earns a higher WallStSmart Score of 75/100 (B).
GPMT
Hold44
out of 100
Grade: D
NLY
Strong Buy75
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for GPMT.
Margin of Safety
+83.2%
Fair Value
$135.72
Current Price
$21.41
$114.31 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Revenue surging 82.7% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 85 of every $100 in revenue as profit
Strong operational efficiency at 93.7%
Revenue surging 113.9% year-over-year
Earnings expanding 81.1% YoY
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Operating margin of 2.4%
ROE of -7.0% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GPMT
The strongest argument for GPMT centers on Price/Book, Revenue Growth. Revenue growth of 82.7% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 85.1% and operating margin at 93.7%. Revenue growth of 113.9% demonstrates continued momentum.
Bear Case : GPMT
The primary concerns for GPMT are Market Cap, Profit Margin, Operating Margin.
Bear Case : NLY
The primary concerns for NLY are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 6.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
GPMT profiles as a hypergrowth stock while NLY is a growth play — different risk/reward profiles.
GPMT carries more volatility with a beta of 1.75 — expect wider price swings.
NLY is growing revenue faster at 113.9% — sustainability is the question.
NLY generates stronger free cash flow (472M), providing more financial flexibility.
Bottom Line
NLY scores higher overall (75/100 vs 44/100), backed by strong 85.1% margins and 113.9% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Granite Point Mortgage Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Granite Point Mortgage Trust Inc. originates, invests and manages floating rate senior commercial mortgage loans and other debt and debt-like commercial real estate investments in the United States. The company is headquartered in New York, New York.
Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
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